1983 Monday Dr, Elgin, IL 60123 Property Records

Kane County property record for 1983 Monday Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1988
Lot Size	0.171 acres (7,458 sqft)
Owner	Individual Name on Record
Last Sale	$156,500 (May 2020)
Tax Bill	$5,438 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-04-421-020`

Property Details

APN / Parcel Number

Primary APN	`06-04-421-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
Gross Area	2,052 sqft
Basement Area	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	7,458 sqft (0.171 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1983 MONDAY DR
City	ELGIN
State	IL
Zip	60123-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 7 PART OF LOT 388 DESC IN DOC 1995374
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	388
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1983 MONDAY DR, ELGIN, IL 60123-1223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
May 15, 2018	Loan Modification, Mortgage · Conventional with PMI CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2020 · Amount on Record
Deed Sale	May 8, 2020 · Amount on Record
Prior Sale	Jan 4, 2010 · Amount on Record
Deed Document Number	202023545
Prior Transfer Date	May 6, 2009
Prior Transfer Doc	0000038354
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 8, 2020
Property Address	1983 MONDAY DR, ELGIN, IL 60123-1223
Document Number	0000023545
Instrument Date	Apr 15, 2020
Instrument	2020K023545
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1983 MONDAY DR, ELGIN, IL 60123-1223

Mortgage

Document Number	0000023546
Date	May 8, 2020
Instrument	2020K023546

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	1983 MONDAY DR, ELGIN, IL 60123-1223
Document Number	0000029857
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1983 MONDAY DR ELGIN IL 601231223, ELGIN, IL 60123-1223

Mortgage

Document Number	0000029857
Date	Jun 22, 2018
Instrument	29857

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,438.00 (+15.8%) Homeowner's exemption	$79,286 (+8.57%) Land $17,878 Building $61,408	$237,953 (+8.57%) Land $53,655 Building $184,298
2024		$73,028 (+21.39%) Land $16,467 Building $56,561	$219,172 (+21.44%) Land $49,421 Building $169,751
2022	$4,696.00 (+4.77%) Homeowner's exemption	$60,158 (+6.96%) Land $13,565 Building $46,593	$180,474 (+6.96%) Land $40,695 Building $139,779
2021	$4,482.00 Homeowner's exemption	$56,243 Land $12,682 Building $43,561	$168,729 Land $38,046 Building $130,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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