1970 Monday Dr, Elgin, IL 60123 Property Records

Kane County property record for 1970 Monday Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 1987
Lot Size	0.26 acres (11,316 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Dec 2023)
Tax Bill	$7,537 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04-429-020`

Property Details

APN / Parcel Number

Primary APN	`06-04-429-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Construction Type	Frame
Lot Area	11,316 sqft (0.26 acres)
Lot Dimensions	123 ft deep x 92 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1970 MONDAY DR
City	ELGIN
State	IL
Zip	60123-1272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 7 LOT 386
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	386
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1021
Census Tract	851910

Owner

1970 Monday Dr is owned and occupied by an individual who bought it in December 2023.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	22 N LIBERTY ST, ELGIN, IL 60120-5710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Apr 15, 2010
Deed Document Number	202343017
Prior Transfer Date	Feb 19, 2010
Prior Transfer Doc	0000024437
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 8, 2023
Property Address	1970 MONDAY DR, ELGIN, IL 60123-1272
Document Number	0000043017
Instrument Date	Aug 28, 2023
Instrument	2023K043017
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 MONDAY DR, ELGIN, IL 60123-1272

Mortgage

Document Number	0000043018
Date	Dec 8, 2023
Instrument	2023K043018

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1970 Monday Dr was $7,537 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,537.00	$106,801 (+8.57%) Land $27,754 Building $79,047	$320,531 (+8.57%) Land $83,295 Building $237,236
2024		$98,370 Land $25,563 Building $72,807	$295,228 Land $76,720 Building $218,508
2022	$6,506.00 (+4.55%) Homeowner's exemption	$81,034 (+6.96%) Land $21,058 Building $59,976	$243,102 (+6.96%) Land $63,174 Building $179,928
2021	$6,223.00 Homeowner's exemption	$75,761 Land $19,688 Building $56,073	$227,283 Land $59,064 Building $168,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1970 Monday Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1970 Monday Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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