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1985 Monday Dr, Elgin, IL 60123 Property Records

Kane County property record for 1985 Monday Dr, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,368 sqft · built 1988
Lot Size0.173 acres (7,542 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (May 2020)
Tax Bill$6,262 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Dec 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN06-04-421-019

Property Details

APN / Parcel Number

Primary APN06-04-421-019

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,368 sqft Living Area
Gross Area2,052 sqft
Basement Area684 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeFrame
Lot Area7,542 sqft (0.173 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1985 MONDAY DR
CityELGIN
StateIL
Zip60123-1223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTURY OAKS WEST UNIT 7 PART OF LOT 388 DESC IN DOC 1995376
Legal SubdivisionCENTURY OAKS WEST
Legal Block1
Legal Lot Number388
Legal Unit7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1006
Census Tract851910

Owner

Source: Kane County records · APN 06-04-421-019

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1985 MONDAY DR, ELGIN, IL 60123-1223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2020Special Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Dec 24, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 27, 2020 · Amount on Record
Deed SaleMay 27, 2020 · Amount on Record
Prior SaleDec 24, 2019
Deed Document Number202027173
Prior Transfer DateJun 13, 2005
Prior Transfer Doc0000071154
Record UpdatedSep 20, 2026

May 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateMay 27, 2020
Property Address1985 MONDAY DR, ELGIN, IL 60123-1223
Document Number0000027173
Instrument DateMar 04, 2020
Instrument2020K027173
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55 BEATTIE PL STE 110, 55, GREENVILLE, SC 29601-5115

Transferred To (Grantee/Buyer)

NameVerified Name
Address1985 MONDAY DR, ELGIN, IL 60123-1223

Mortgage

Document Number0000027174
DateMay 27, 2020
Instrument2020K027174
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

December 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateDec 24, 2019
Property Address1985 MONDAY DR, ELGIN, IL 60123-1223
Document Number0000062379
Instrument DateNov 21, 2019
Instrument62379
Transaction TypeForeclosure
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address8742 LUCENT BLVD HIGHLANDS RANCH CO 801292302, HIGHLANDS RANCH, CO 80129-2302

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,262.00 (+15.96%)
2024$75,604 (+21.39%) Land $16,467 Building $59,137$226,903 (+21.44%) Land $49,421 Building $177,482
2022$5,400.00 (+3.97%)$62,280 (+6.96%) Land $13,565 Building $48,715$186,840 (+6.96%) Land $40,695 Building $146,145
2021$5,194.00$58,227 Land $12,682 Building $45,545$174,681 Land $38,046 Building $136,635

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, Opiquad. Availability varies by address; speeds are provider-advertised maximums, not measured.

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