Kane County property record for 1988 Monday Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,047 sqft · built 1980 |
| Lot Size | 0.274 acres (11,916 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,127 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04-429-017 |
| Primary APN | 06-04-429-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,047 sqft Living Area |
| Gross Area | 3,108 sqft |
| Basement Area | 1,061 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Lot Area | 11,916 sqft (0.274 acres) |
| Lot Width | 48 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1988 MONDAY DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTURY OAKS WEST UNIT 7 LOT 383 |
| Legal Subdivision | CENTURY OAKS WEST |
| Legal Block | 1 |
| Legal Lot Number | 383 |
| Legal Unit | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 851910 |
1988 Monday Dr is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1988 MONDAY DR, ELGIN, IL 60123-1272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1988 MONDAY DR, ELGIN, IL 60123-1272 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000043228 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021K043228 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jun 1, 2023 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
The 2025 property tax bill for 1988 Monday Dr was $8,127 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,127.00 Homeowner's exemption Senior Citizen's exemption | $122,530 (+4.77%) Land $28,368 Building $94,162 | $367,737 (+4.77%) Land $85,138 Building $282,599 |
| 2024 | $116,955 Land $26,129 Building $90,826 | $351,005 Land $78,418 Building $272,587 | |
| 2022 | $7,400.00 (+4.91%) Homeowner's exemption | $96,344 (+6.96%) Land $21,525 Building $74,819 | $289,032 (+6.96%) Land $64,575 Building $224,457 |
| 2021 | $7,054.00 Homeowner's exemption | $90,074 Land $20,124 Building $69,950 | $270,222 Land $60,372 Building $209,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1988 Monday Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1988 Monday Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures