1830 40th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1830 40th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1977
Lot Size	5.05 acres (219,978 sqft)
Owner	Individual Name on Record
Tax Bill	$2,278 (2026)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-43554-0000`

Property Details

APN / Parcel Number

Primary APN	`82-43554-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Roof Material	Asphalt
Lot Area	219,978 sqft (5.05 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	1830 40TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	5.05A S250' OF N283' OF W880' OF NE4NE4 OLD # 29.17650.001 SECTION 02 TOWNSHIP 123 RANGE 028 SECTION 02 TOWNSHIP 123 RANGE
Legal Range	28W
Legal Township	123
Legal Section	02
Legal Subdivision	METES AND BOUNDS DESC.
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2011
Census Tract	402

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1830 40TH ST S, SAINT CLOUD, MN 56301-9534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 17, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 17, 2022
Property Address	1830 40TH ST S, SAINT CLOUD, MN 56301-9534
Document Number	00A1638875
Instrument Date	Aug 12, 2022
Instrument	A1638875
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1830 40TH ST S, SAINT CLOUD, MN 56301-9534

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 17, 2022
Property Address	1830 40TH ST S, SAINT CLOUD, MN 56301-9534
Document Number	00A1638876
Instrument Date	Aug 12, 2022
Instrument	A1638876
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1830 40TH ST S, SAINT CLOUD, MN 56301-9534

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,278.00 (+16.11%)	$227,300 (-) Land $70,000 Building $157,300	$227,300 (-) Land $70,000 Building $157,300
2025		$227,300 (+6.71%) Land $70,000 Building $157,300	$227,300 (+6.71%) Land $70,000 Building $157,300
2023	$1,962.00	$213,000 Land $70,000 Building $143,000	$213,000 Land $70,000 Building $143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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