19801 Bustle Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19801 Bustle Rd, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	8 bd · 7 ba · 7,822 sqft · built 2015
Lot Size	0.578 acres (25,178 sqft)
Owner	Individual Name on Record
Last Sale	$3,750,000 (Dec 2021)
Tax Bill	$30,352 (2023)
Deeds & Mortgages	Dec 2021 Sale Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-085-11`

Property Details

APN / Parcel Number

Primary APN	`001-085-11`

Interior

Bedrooms	8 Beds
Full Baths	7 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	7,822 sqft Heated Area
Gross Area	11,452 sqft
1st Floor Area	3,393 sqft
Upper Floors Area	4,153 sqft
Attic Area	1,710 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	25,178 sqft (0.578 acres)
Garage Area	964 sqft
Porch	Porch
Porch Area	862 sqft
Patio Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-085-11
Street Address	19801 BUSTLE RD
City	CORNELIUS
State	NC
Zip	28031-7569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L11 M2369-321
Legal Subdivision	DIANE SHORES
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1015
Census Tract	6218

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19801 BUSTLE RD, CORNELIUS, NC 28031-7569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer BRIDGETRUST TITLE GROUP
Aug 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL BANK CORPORATION
May 31, 2017	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL BANK CORPORATION
Nov 27, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	0036823590
Deed Book / Page	36823 / 590
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 1, 2021
Property Address	19801 BUSTLE RD, CORNELIUS, NC 28031-7569
Document Number	0000227249
Book / Page	36823 / 590
Map Reference	MB 2369 PG 321&322
Instrument Date	Dec 1, 2021
Instrument	2021227249
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	BRIDGETRUST TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$7,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31351 RANCHO VIEJO RD STE 201, 201, SAN JUAN CAPISTRANO, CA 92675-1858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19801 BUSTLE RD, CORNELIUS, NC 28031-7569

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19801 BUSTLE RD, CORNELIUS, NC 28031-7569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108046
Date	Aug 10, 2017
Book Page	32033/209
Instrument	2017108046

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank
Address	GREENSBORO, NC 27408

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19801 BUSTLE RD, CORNELIUS, NC 28031-7569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071109
Date	May 31, 2017
Book Page	31840/046
Instrument	2017071109

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 27, 2019
Property Address	19801 BUSTLE RD, CORNELIUS, NC 28031-7569
Document Number	0000163256
Book / Page	34080 / 972
Map Reference	MB 2369 PG 321&322
Instrument Date	Nov 25, 2019
Instrument	2019163256
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	MILLENNIAL TITLE PARTNERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 CORBRIDGE LN, 110, WINSTON SALEM, NC 27106-4718

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163257
Date	Nov 27, 2019
Instrument	2019163257

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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