19813 Bustle Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19813 Bustle Rd, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 7,858 sqft · built 2021
Lot Size	0.492 acres (21,433 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jun 2020)
Tax Bill	$30,790 (2023)
Deeds & Mortgages	Sep 2020 Construction Loan Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-085-13`

Property Details

APN / Parcel Number

Primary APN	`001-085-13`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	7,858 sqft Heated Area
Gross Area	2,218 sqft
1st Floor Area	896 sqft
Upper Floors Area	986 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	21,433 sqft (0.492 acres)
Garage Area	352 sqft
Porch	Porch
Porch Area	336 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-085-13
Street Address	19813 BUSTLE RD
City	CORNELIUS
State	NC
Zip	28031-7569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L9 M2369-321
Legal Subdivision	DIANE SHORES
Legal Lot Number	9
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1015
Census Tract	6218

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	19813 BUSTLE RD, CORNELIUS, NC 28031-7569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
Nov 22, 2021	Intrafamily Transfer, Transfer
Jun 18, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Prior Sale	Jun 18, 2020 · Amount on Record
Deed Document Number	0000089798
Deed Book / Page	34701 / 913
Last Transfer Date	Nov 22, 2021
Transfer Doc	0000221638
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19813 BUSTLE RD, CORNELIUS, NC 28031-7569
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158418
Date	Sep 29, 2020
Book Page	35110/925
Instrument	2020158418

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.25%
Index	1-Year LIBOR
Max Rate	7.25%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 22, 2021
Property Address	19813 BUSTLE RD, CORNELIUS, NC 28031-7569
Document Number	0000221638
Book / Page	36789 / 297
Map Reference	MB 2369 PG 321&322
Instrument Date	Nov 18, 2021
Instrument	2021221638
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	19813 BUSTLE RD, CORNELIUS, NC 28031-7569

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 18, 2020
Property Address	19813 BUSTLE RD, CORNELIUS, NC 28031-7569
Document Number	0000089798
Book / Page	34701 / 913
Map Reference	MB 2369 PG 321&322
Instrument Date	Jun 18, 2020
Instrument	2020089798
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	MILLENNIAL TITLE PARTNERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 UNION ST N, 108, CONCORD, NC 28025-4777

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089799
Date	Jun 18, 2020
Instrument	2020089799

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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