19821 Bustle Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19821 Bustle Rd, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,720 sqft · built 1985
Lot Size	0.524 acres (22,837 sqft)
Owner	Individual Name on File
Tax Bill	$9,067 (2024)
Deeds & Mortgages	Jan 2026 Sale Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-085-14`

Property Details

APN / Parcel Number

Primary APN	`001-085-14`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,720 sqft Heated Area
1st Floor Area	1,154 sqft
Upper Floors Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Wood
Lot Area	22,837 sqft (0.524 acres)
Garage Area	336 sqft
Porch	Porch
Porch Area	744 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	19821 BUSTLE RD
City	CORNELIUS
State	NC
Zip	28031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L8 M2369-321
Legal Subdivision	DIANE SHORES
Legal Lot Number	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1015
Census Tract	6218

Owner

19821 Bustle Rd is owned by an individual who acquired it in January 2026.

Source: Mecklenburg County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1032 GRANVILLE RD, CHARLOTTE, NC 28207-1834
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Special Warranty Deed, Transfer
Feb 14, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Dec 30, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2026
Deed Sale	Jan 23, 2026
Prior Sale	Dec 30, 2019
Deed Document Number	2026007026
Deed Book / Page	40154 / 210
Record Updated	Jun 8, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 23, 2026
Property Address	19821 BUSTLE RD, CORNELIUS, NC 28031
Document Number	0000007026
Book / Page	40154 / 210
Map Reference	MB 2369 PG 321
Instrument Date	Jan 23, 2026
Instrument	2026007026
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3700 TAYLOR GLEN LN NW APT 266, 266, CONCORD, NC 28027-3417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 GRANVILLE RD, CHARLOTTE, NC 28207-1834

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19821 BUSTLE RD, CORNELIUS, NC 28031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019465
Date	Feb 14, 2017
Book Page	31568/033
Instrument	2017019465

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	7.62%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 30, 2019
Property Address	19821 BUSTLE RD, CORNELIUS, NC 28031
Document Number	0000178076
Book / Page	034166 / 000181
Instrument Date	Dec 30, 2019
Instrument	178076
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 UNION ST N CONCORD NC 280254735, CONCORD, NC 28025-4735

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,381,800 Land $1,170,000 Building $211,800
2024	$9,067.00
2023			$1,381,800 Land $1,170,000 Building $211,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19821 Bustle Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19821 Bustle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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