19723 Bustle Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19723 Bustle Rd, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 9,509 sqft · built 2014
Lot Size	1 acres (43,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Dec 2012)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-085-09`

Property Details

APN / Parcel Number

Primary APN	`001-085-09`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	9,509 sqft Living Area
Gross Area	11,599 sqft
1st Floor Area	2,800 sqft
Upper Floors Area	2,907 sqft
Basement Area	2,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Other
Lot Area	43,909 sqft (1 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	2,090 sqft
Porch	Finished/Open Porch
Porch Area	1,809 sqft
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	19723 BUSTLE RD
City	CORNELIUS
State	NC
Zip	28031-7567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L13 & 14 M2369-321
Legal Subdivision	DIANE SHORES
Legal Block	5
Legal Lot Number	13,14
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1015
Census Tract	6218

Owner

Source: Mecklenburg County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19723 BUSTLE RD, CORNELIUS, NC 28031-7567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2012 · Amount on Record
Deed Sale	Dec 19, 2012 · Amount on Record
Prior Sale	Jan 1, 1975
Deed Document Number	2012180549
Deed Book / Page	27918 / 904
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19723 BUSTLE RD, CORNELIUS, NC 28031-7567
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19723 BUSTLE RD, CORNELIUS, NC 28031-7567

Mortgage

Document Number	0000013680
Date	Feb 11, 2026
Book Page	40193/691
Instrument	2026013680

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19723 BUSTLE RD, CORNELIUS, NC 28031-7567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006285
Date	Jan 14, 2020
Book Page	34204/001
Instrument	2020006285

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$4,025,000 Land $1,521,000 Building $2,504,000	$4,025,000 Land $1,521,000 Building $2,504,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bustle Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures