Montgomery County property record for 1980 E Whipp Rd, Dayton, OH 45440
| Property Type | Restaurant |
|---|---|
| Details | 3,031 sqft · built 1977 |
| Lot Size | 0.992 acres (43,198 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jul 2026) |
| Tax Bill | $10,362 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2018 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-04201-0003 |
| Primary APN | N64-04201-0003 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,031 sqft Gross Area |
| 1st Floor Area | 2,961 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 43,198 sqft (0.992 acres) |
| View / Lot | Secondary Business Strip |
| Porch | Enclosed Porch |
| Canopy | 744 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1980 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2921 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | 673 OAK CREEK THREE SEC 15 |
| Legal Subdivision | OAK CREEK THREE |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21800 |
1980 E Whipp Rd, a commercial property, is owned by two individuals who bought it in July 2026.
Source: Montgomery County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3350 WOODMAN DR, 5, DAYTON, OH 45429-4146 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Contract Sale, Transfer NONE LISTED ON DOCUMENT |
| Jul 5, 2018 | Warranty Deed, Transfer · Line of Credit L D HIERONYMUS LIVING TR (CT) |
| May 1, 2018 | Deed of Trust, Mortgage ANGEL INVESTMENT LLC |
| Oct 19, 2017 | Deed of Trust, Mortgage · Line of Credit WORLD BUSN LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | Jul 5, 2018 · Amount on File |
| Deed Document Number | 202639046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 2, 2026 |
| Property Address | 1980 E WHIPP RD, DAYTON, OH 45440-2921 |
| Document Number | 0000039046 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202639046 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $121,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 5, 2018 |
| Property Address | 1980 E WHIPP RD, KETTERING, OH 45440-2921 |
| Document Number | 0000038694 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 38694 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 126 S 7TH ST MIAMISBURG OH 453422466, MIAMISBURG, OH 45342-2466 |
| Document Number | 38695 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 38695 |
| Name | L D HIERONYMUS LIVING TR (CT) |
|---|---|
| Address | MIAMISBURG, OH 45342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1980 E WHIPP RD, KETTERING, OH 45440-2921 |
| Document Number | 0000000430 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE COMPANY, INC. |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1980 E WHIPP RD KETTERING OH 454402921, KETTERING, OH 45440-2921 |
| Document Number | 0000000430 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 430 |
| Name | ANGEL INVESTMENT LLC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1980 E WHIPP RD, KETTERING, OH 45440-2921 |
| Document Number | 0000063255 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1980 E WHIPP RD KETTERING OH 454402921, KETTERING, OH 45440-2921 |
| Document Number | 0000063255 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 63255 |
| Name | WORLD BUSN LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | TREVOSE, PA 19053 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Oct 22, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1980 E Whipp Rd was $10,362.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,362.00 | $102,230 Land $58,240 Building $43,990 | $292,090 Land $166,400 Building $125,690 |
| 2024 | $10,362.00 (+100.85%) | ||
| 2023 | $5,159.00 | $102,230 Land $58,240 Building $43,990 | $292,090 Land $166,400 Building $125,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1980 E Whipp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1980 E Whipp Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures