1900 E Whipp Rd, Dayton, OH 45440 Property Records

Montgomery County property record for 1900 E Whipp Rd, Dayton, OH 45440

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	3,983 sqft · built 1979
Lot Size	0.923 acres (40,249 sqft)
Owner	Company Name on Record
Tax Bill	$10,902 (2024)
Deeds & Mortgages	Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`N64 04003 0001`

Property Details

APN / Parcel Number

Primary APN	`N64 04003 0001`

Interior

Stories	1 Story
Building Area	3,983 sqft Total Area
1st Floor Area	3,983 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Concrete Block
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	40,249 sqft (0.923 acres)
Lot Dimensions	246 ft deep x 306 ft wide
Garage Type	Attached
Canopy	708 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1900 E WHIPP RD
City	DAYTON
State	OH
Zip	45440-2921
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Legal Description	PT 644 OAK CREEK 3-9
Legal Subdivision	OAK CREEK 3
Legal Lot Number	1
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1015
Census Tract	21800

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2001 US ROUTE 68 N, XENIA, OH 45385-9552
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Sep 20, 2019
Last Transfer Date	Dec 6, 2019
Transfer Doc	0000068623
Record Updated	Jun 8, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 6, 2019
Property Address	1900 E WHIPP RD, KETTERING, OH 45440-2921
Document Number	0000068623
Instrument Date	Dec 3, 2019
Instrument	68623
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2001 US ROUTE 68 N XENIA OH 453859552, XENIA, OH 45385-9552

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,190 (-) Land $56,180 Building $50,010
2024	$10,902.00 (+3.96%)
2023	$10,487.00 (-7.64%)	$106,190 (-) Land $56,180 Building $50,010	$303,390 (-) Land $160,500 Building $142,890
2022	$11,354.00	$106,190 Land $56,180 Building $50,010
2020			$303,390 Land $160,500 Building $142,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20