Montgomery County property record for 1948 E Whipp Rd, Dayton, OH 45440
| Property Type | Office Building |
|---|---|
| Details | 6,600 sqft · built 1987 |
| Lot Size | 0.976 acres (42,536 sqft) |
| Owner | Company Name on File |
| Last Sale | $391,300 (May 2011) |
| Tax Bill | $14,461 (2024) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 04202 0001 |
| Primary APN | N64 04202 0001 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 6,600 sqft Total Area |
| 1st Floor Area | 6,600 sqft |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 42,536 sqft (0.976 acres) |
| Lot Dimensions | 208 ft deep x 205 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 546 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1948 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-4240 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | 675 OAK CREEK THREE SEC 15 |
| Legal Subdivision | OAK CREEK THREE SEC 15 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21800 |
1948 E Whipp Rd, a commercial property, is owned by a company that bought it in May 2011 and is owner-occupied.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1948 E WHIPP RD, DAYTON, OH 45440-4240 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2011 · Amount on File |
| Deed Sale | May 3, 2011 · Amount on File |
| Prior Sale | May 16, 2000 |
| Deed Document Number | 11-026228 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1948 E WHIPP RD, DAYTON, OH 45440-4240 |
| Document Number | 0000065490 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1948 E WHIPP RD KETTERING OH 454404240, KETTERING, OH 45440-4240 |
| Document Number | 0000065490 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 65490 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 20, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147,850 Land $57,780 Building $90,070 | ||
| 2024 | $14,461.00 (+0.43%) | ||
| 2023 | $14,399.00 (-7.25%) | $147,850 (-) Land $57,780 Building $90,070 | $422,430 Land $165,080 Building $257,350 |
| 2022 | $15,525.00 | $147,850 Land $57,780 Building $90,070 | |
| 2020 | $422,430 Land $165,080 Building $257,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1948 E Whipp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1948 E Whipp Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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