198 W 450 S, Orem, UT 84058 Property Records

Utah County property record for 198 W 450 S, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,416 sqft · built 2022
Lot Size	0.225 acres (9,796 sqft)
Owner	2 Trust Names on File
Last Sale	$1,075,650 (Dec 2022)
Tax Bill	$4,645 (2025)
Deeds & Mortgages	May 2026 Transfer Dec 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`39-286-0040`

Property Details

APN / Parcel Number

Primary APN	`39-286-0040`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,416 sqft Living Area
Gross Area	6,307 sqft
1st Floor Area	2,416 sqft
Basement Area	3,191 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	9,796 sqft (0.225 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	198 W 450 S
City	OREM
State	UT
Zip	84058-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40, PLAT B, THE FARM AMD SUB AREA 0.225 AC.
Legal Subdivision	THE FARM AMD SUB
Legal Lot Number	40
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1001
Census Tract	1107

Owner

198 W 450 S is owner-occupied and held in a trust since May 2026.

Source: Utah County records, as of October 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	198 W 450 S, OREM, UT 84058-4604
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 5, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Jan 6, 2022	Intrafamily Transfer, Transfer · Construction Mortgage CENTRAL BANK
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage GOLDENWEST FCU
Nov 12, 2019	Quit Claim Deed, Transfer UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE
Nov 7, 2019	Quit Claim Deed, Transfer UNITED W TITLE
Nov 7, 2019	Trustee's Deed, Transfer SES 011 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Prior Sale	Dec 5, 2022
Deed Document Number	2022122328
Last Transfer Date	May 26, 2026
Transfer Doc	0000043208
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	May 26, 2026
Property Address	198 W 450 S, OREM, UT 84058-4604
Document Number	0000043208
Instrument Date	May 26, 2026
Instrument	202643208
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	198 W 450 S, OREM, UT 84058-4604

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 5, 2022
Property Address	198 W 450 S, OREM, UT 84058-4604
Document Number	0000122328
Instrument Date	Dec 2, 2022
Instrument	122328:2022
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2023
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	198 WEST 450 SOUTH, OREM, UT 84058-4604

Mortgage

Document Number	0000122329
Date	Dec 5, 2022
Instrument	122329:2022

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jan 6, 2022
Property Address	198 W 450 S, OREM, UT 84058-4604
Document Number	0000002049
Instrument Date	Dec 30, 2021
Instrument	2049:2022
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 S STATE ST STE E1, E1, OREM, UT 84058-6347

Mortgage

Document Number	0000002050
Date	Jan 6, 2022
Instrument	2050:2022

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Nov 12, 2019
Property Address	198 W 450 S, OREM, UT 84058
Document Number	0000118008
Instrument Date	Nov 12, 2019
Instrument	118008:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	UNITED WEST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 S STATE ST STE E1, E1, OREM, UT 84058-6347

Mortgage

Document Number	0000118167
Date	Nov 12, 2019
Instrument	118167:2019

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 9, 2024

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Nov 12, 2019
Property Address	198 W 450 S, OREM, UT 84058
Document Number	0000118168
Instrument Date	Nov 9, 2019
Instrument	118168
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	560 S STATE ST #E14 OREM UT 840586354, E14, OREM, UT 84058-6354

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Nov 7, 2019
Property Address	198 W 450 S, OREM, UT 84058
Document Number	0000116378
Instrument Date	Nov 6, 2019
Instrument	116378
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	UNITED W TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	777 N PALISADES DR OREM UT 840974341, OREM, UT 84097-4341

November 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	UTAH UT
Recording Date	Nov 7, 2019
Property Address	198 W 450 S, OREM, UT 84058
Document Number	0000116379
Instrument Date	Nov 6, 2019
Instrument	116379
Transaction Type	Transfer
Record Updated	Dec 2, 2019
Title Company	UNITED W TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	270 E 930 S OREM UT 840585000, OREM, UT 84058-5000
Investor	Possibly a Property Investor

Mortgage

Date	Nov 7, 2019

Lender

Name	SES 011 LLC
Address	777 N PALISADES DR, OREM, UT 84097-4341

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 198 W 450 S was $4,645.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,650 (+0.24%)	$1,063,000 (+0.24%) Land $264,300 Building $798,700
2025	$4,645.00	$583,275	$1,060,500 Land $264,300 Building $796,200
2024	$4,645.00 (+0.19%)
2023	$4,636.00 (+120.03%)	$609,290	$1,107,800 Land $251,600 Building $856,200
2022	$2,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 W 450 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 W 450 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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