Contra Costa County property record for 198 Sand Pointe Ln, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,162 sqft · built 1988 |
| Lot Size | 0.094 acres (4,080 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Oct 2021) |
| Tax Bill | $7,635 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-520-013-8 |
| Primary APN | 098-520-013-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 4,080 sqft (0.094 acres) |
| Garage Type | Attached |
| Garage Area | 412 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 198 SAND POINTE LN |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-6725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | T6484 L13 |
| Legal Subdivision | SUBDIVISION 6484 |
| Legal Tract | 6484 |
| Legal Lot Number | 13 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 315000 |
Source: Contra Costa County records · APN 098-520-013-8
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 SAND POINTE LN, BAY POINT, CA 94565-6725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KS STATEBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on Record |
| Deed Sale | Oct 21, 2021 · Amount on Record |
| Prior Sale | Dec 31, 2008 · Amount on Record |
| Deed Document Number | 2021296432 |
| Prior Transfer Date | Mar 01, 2006 |
| Prior Transfer Doc | 0000071464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 21, 2021 |
| Property Address | 198 SAND POINTE LN, BAY POINT, CA 94565-6725 |
| Document Number | 0000296432 |
| Map Reference | MB 307 PG 15 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021-296432 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 SAND POINTE LN, BAY POINT, CA 94565-6725 |
| Document Number | 0000296433 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021-296433 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 198 SAND POINTE LN, BAY POINT, CA 94565-6725 |
| Document Number | 0000076809 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | ENTITLE INSURANCE COMPANY, ENTITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 198 SAND POINTE LN BAY POINT CA 945656725, BAY POINT, CA 94565-6725 |
| Document Number | 0000076809 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 76809 |
| Name | KS STATEBANK |
|---|---|
| Address | MANHATTAN, KS 66502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 22, 2035 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $611,573 (+2%) Land $324,729 Building $286,844 | |
| 2025 | $7,635.00 (+4.56%) | $599,582 (+4.04%) Land $318,362 Building $281,220 |
| 2023 | $7,302.00 (+0.76%) | $576,300 Land $306,000 Building $270,300 |
| 2022 | $7,247.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Unwired, Verizon.
Based on FCC filings for 445 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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