173 Sand Pointe Ln, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 173 Sand Pointe Ln, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,018 sqft · built 1988
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Aug 2011)
Tax Bill	$2,849 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Apr 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`098-520-009-6`

Property Details

APN / Parcel Number

Primary APN	`098-520-009-6`
Alternative APN	`098-520-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	1,018 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	173 SAND POINTE LN
City	BAY POINT
State	CA
Zip	94565-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T6484 L9
Legal Subdivision	SUBDIVISION 6484
Legal Tract	6484
Legal Lot Number	9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2011
Census Tract	315000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	173 SAND POINTE LN, BAY POINT, CA 94565-6725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
May 23, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2011 · Amount on Record
Deed Sale	Aug 15, 2011 · Amount on Record
Prior Sale	Feb 10, 2005 · Amount on Record
Deed Document Number	2011162105
Prior Transfer Date	Jan 15, 2004
Prior Transfer Doc	0000021330
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	173 SAND POINTE LN, BAY POINT, CA 94565-6725
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SAND POINTE LN, BAY POINT, CA 94565-6725

Mortgage

Document Number	0000017878
Date	Feb 27, 2024
Instrument	2024-017878

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	173 SAND POINTE LN, BAY POINT, CA 94565-6725
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SAND POINTE LN, BAY POINT, CA 94565-6725

Mortgage

Document Number	0000034352
Date	Apr 13, 2023
Instrument	2023-034352

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	173 SAND POINTE LN, BAY POINT, CA 94565-6725
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122411
Date	Aug 1, 2018
Instrument	2018-122411

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	173 SAND POINTE LN, BAY POINT, CA 94565-6725
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057945
Date	Apr 25, 2019
Instrument	2019-057945

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	173 SAND POINTE LN, BAY POINT, CA 94565-6725
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SAND POINTE LN, BAY POINT, CA 94565-6725

Mortgage

Document Number	0000202822
Date	Sep 14, 2020
Instrument	2020-202822

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	173 SAND POINTE LN, BAY POINT, CA 94565-6725
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SAND POINTE LN, BAY POINT, CA 94565-6725

Mortgage

Document Number	0000179932
Date	Jun 22, 2021
Instrument	2021-179932

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	173 SAND POINTE LN, BAY POINT, CA 94565-6725
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 POINSETTIA AVE SAN, BAY POINT, CA 94565-1623

Mortgage

Document Number	0000087110
Date	May 23, 2022
Instrument	2022-087110

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$175,505 (+2%) Land $70,457 Building $105,048
2025	$2,849.00 (+5.95%) Homeowner's exemption	$172,065 (+4.04%) Land $69,076 Building $102,989
2023	$2,689.00 (+0.6%) Homeowner's exemption	$165,386 Land $66,395 Building $98,991
2022	$2,673.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Unwired, Verizon.

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