181 Sand Pointe Ln, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 181 Sand Pointe Ln, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,579 sqft · built 1988
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$623,000 (Aug 2022)
Tax Bill	$8,103 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-520-010-4`

Property Details

APN / Parcel Number

Primary APN	`098-520-010-4`
Alternative APN	`098-520-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,579 sqft Living Area
1st Floor Area	774 sqft
2nd Floor Area	805 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1994
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	181 SAND POINTE LN
City	BAY POINT
State	CA
Zip	94565-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T6484 L10
Legal Subdivision	SUBDIVISION 6484
Legal Tract	6484
Legal Lot Number	10
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2011
Census Tract	315000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	181 SAND POINTE LN, BAY POINT, CA 94565-6725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage 1ST NORTHERN CALIFORNIA CU
Aug 26, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 26, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	2022132144
Prior Transfer Date	Aug 7, 2006
Prior Transfer Doc	0000257107
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	181 SAND POINTE LN, BAY POINT, CA 94565-6725
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SAND POINTE LN, BAY POINT, CA 94565-6725

Mortgage

Document Number	0000016745
Date	Jan 27, 2022
Instrument	2022-016745

Lender

Name	1ST NORTHERN CALIFORNIA CU
Type	Credit Union
Address	MARTINEZ, CA 94553

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 26, 2022
Property Address	181 SAND POINTE LN, BAY POINT, CA 94565-6725
Document Number	0000132144
Map Reference	MB 307 PG 15
Instrument Date	Aug 22, 2022
Instrument	2022-132144
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SAND POINTE LN, BAY POINT, CA 94565-6725

Mortgage

Document Number	0000132146
Date	Aug 26, 2022
Instrument	2022-132146

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 26, 2022
Property Address	181 SAND POINTE LN, BAY POINT, CA 94565-6725
Document Number	0000132145
Map Reference	MB 307 PG 15
Instrument Date	Aug 10, 2022
Instrument	2022-132145
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SAND POINTE LN, BAY POINT, CA 94565-6725

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$661,131 (+2%) Land $371,422 Building $289,709
2025	$8,103.00 (+4.55%) Homeowner's exemption	$648,169 (+4.04%) Land $364,140 Building $284,029
2023	$7,750.00 (+78.74%) Homeowner's exemption	$623,000 Land $350,000 Building $273,000
2022	$4,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Unwired, Verizon.

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