Contra Costa County property record for 189 Sand Pointe Ln, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,018 sqft · built 1987 |
| Lot Size | 0.122 acres (5,310 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Apr 2025) |
| Tax Bill | $6,796 (2025) |
| Deeds & Mortgages | Nov 2020 Sale Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-520-011-2 |
| Primary APN | 098-520-011-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,018 sqft Living Area |
| 1st Floor Area | 1,018 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 5,310 sqft (0.122 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 189 SAND POINTE LN |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-6725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | T6484 L11 |
| Legal Subdivision | SUBDIVISION 6484 |
| Legal Tract | 6484 |
| Legal Lot Number | 11 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 315000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 189 SAND POINTE LN, BAY POINT, CA 94565-6725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Nov 9, 2020 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Aug 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage PEOPLES HM EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on Record |
| Deed Sale | Apr 16, 2025 · Amount on Record |
| Prior Sale | Nov 9, 2020 · Amount on Record |
| Deed Document Number | 202536414 |
| Prior Transfer Date | May 9, 2019 |
| Prior Transfer Doc | 0000091150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 9, 2020 |
| Property Address | 189 SAND POINTE LN, BAY POINT, CA 94565-6725 |
| Document Number | 0000267701 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 267701 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $531.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 189 SAND POINTE LN BAY POINT CA 945656725, BAY POINT, CA 94565-6725 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 189 SAND POINTE LN, BAY POINT, CA 94565-6725 |
| Document Number | 0000149060 |
| Instrument Date | Aug 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 189 SAND POINTE LN BAY POINT CA 945656725, BAY POINT, CA 94565-6725 |
| Document Number | 0000149060 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 149060 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37207 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2047 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $571,200 (+9.25%) Land $306,000 Building $265,200 | |
| 2025 | $6,796.00 (+4.65%) | $522,814 (+4.04%) Land $252,206 Building $270,608 |
| 2023 | $6,494.00 (+0.74%) | $502,513 Land $242,413 Building $260,100 |
| 2022 | $6,446.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Unwired, Verizon.
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