1973 Downs Ct, Lake Mary, FL 32746 Property Records

Seminole County property record for 1973 Downs Ct, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,445 sqft · built 1990
Lot Size	0.231 acres (10,072 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Apr 2019)
Tax Bill	$3,486 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-20-30-512-0000-0570`

Property Details

APN / Parcel Number

Primary APN	`21-20-30-512-0000-0570`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,445 sqft Living Area
1st Floor Area	1,700 sqft
2nd Floor Area	745 sqft
Upper Floors Area	745 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,072 sqft
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Screened Porch
Porch Area	123 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1973 DOWNS CT
City	LAKE MARY
State	FL
Zip	32746-3974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 HAMPTON PARK PB 38 PGS 58 TO 60
Legal Range	30E
Legal Township	20S
Legal Section	21
Legal Subdivision	HAMPTON PARK
Legal Tract	512
Legal Lot Number	57
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1023
Census Tract	20803

Owner

1973 Downs Ct is owned and occupied by an individual who bought it in April 2019.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1973 DOWNS CT, LAKE MARY, FL 32746-3974
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALKAN MORTGAGE CORP
Apr 3, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on File
Deed Sale	Apr 3, 2019 · Amount on File
Deed Document Number	2019034154
Deed Book / Page	09326 / 1740
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1973 DOWNS CT, LAKE MARY, FL 32746-3974
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1973 DOWNS CT, LAKE MARY, FL 32746-3974

Mortgage

Document Number	0103211345
Date	Sep 23, 2022
Book Page	10321/1345
Instrument	2022108915

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 13, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1973 DOWNS CT, LAKE MARY, FL 32746-3974
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1973 DOWNS CT, LAKE MARY, FL 32746-3974

Mortgage

Document Number	0098601563
Date	Mar 3, 2021
Book Page	9860/1563
Instrument	2021027890

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 3, 2019
Property Address	1973 DOWNS CT, LAKE MARY, FL 32746-3974
Document Number	0093261740
Book / Page	09326 / 1740
Map Reference	MB 38 PG 58-60
Instrument Date	Mar 25, 2019
Instrument	2019034154
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIRST SIGNATURE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5148 N KILDARE AVE, 5148, CHICAGO, IL 60630-2607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1973 DOWNS CT, LAKE MARY, FL 32746-3974

Mortgage

Document Number	2019034155
Date	Apr 3, 2019
Instrument	2019034155

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1973 Downs Ct was $3,486 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,486.00 Homeowner's exemption	$287,394	$473,075 Land $100,000 Building $373,075
2023	$3,442.00 (+22.75%) Homeowner's exemption	$271,159 (+22.06%)	$432,128 (+2.71%) Land $75,000 Building $357,128
2022	$2,804.00 Homeowner's exemption	$222,152	$420,713 Land $75,000 Building $345,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1973 Downs Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	2 (1994–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1973 Downs Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY NORTHEAST serves 19,925 people · EPA ID FL3590473
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Hotwire Communications.

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