1972 Caversham Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1972 Caversham Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,668 sqft · built 2004
Lot Size	0.339 acres (14,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$534,500 (Mar 2005)
Tax Bill	$10,628 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-2410-022-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2410-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,668 sqft Living Area
1st Floor Area	2,668 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	14,786 sqft (0.339 acres)
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1972 CAVERSHAM WAY
City	FOLSOM
State	CA
Zip	95630-6252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 58, LOT 61
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 58
Legal Lot Number	61
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2001
Census Tract	8513

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1972 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CFBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2005 · Amount on Record
Deed Sale	Mar 31, 2005 · Amount on Record
Deed Book / Page	20050331 / 3602
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1972 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	2011020723
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1972 CAVERSHAM WAY FOLSOM CA 956306252, FOLSOM, CA 95630-6252

Mortgage

Document Number	2011020723
Date	Nov 2, 2020
Instrument	2011020723

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1972 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	2003061044
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1972 CAVERSHAM WAY FOLSOM CA 956306252, FOLSOM, CA 95630-6252

Mortgage

Document Number	2003061044
Date	Mar 6, 2020
Instrument	2003061044

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$804,866 (+2%) Land $142,165 Building $662,701
2025	$10,628.00 (+1.64%)	$789,085 (+4.04%) Land $139,378 Building $649,707
2024	$10,456.00 (+3.2%)
2023	$10,132.00 (+1.05%)	$758,446 Land $133,967 Building $624,479
2022	$10,027.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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