1961 Caversham Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1961 Caversham Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,668 sqft · built 2005
Lot Size	0.336 acres (14,654 sqft)
Owner	2 Individual Names on File
Last Sale	$604,000 (May 2005)
Tax Bill	$11,875 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-2410-009-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2410-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,668 sqft Living Area
1st Floor Area	2,668 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	14,654 sqft (0.336 acres)
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1961 CAVERSHAM WAY
City	FOLSOM
State	CA
Zip	95630-6252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 58, LOT 48
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 58
Legal Lot Number	48
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8513

Owner

1961 Caversham Way is owned and occupied by two individuals who acquired it in October 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1961 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Quit Claim Deed, Transfer · Line of Credit SAFE FCU
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
May 18, 2017	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Apr 4, 2017	Intrafamily Transfer, Transfer · Line of Credit SAFE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2005 · Amount on File
Deed Sale	May 31, 2005 · Amount on File
Deed Book / Page	20050531 / 3376
Last Transfer Date	Oct 13, 2020
Transfer Doc	11170000002224
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 17, 2020
Property Address	1961 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	2011172224
Instrument Date	Oct 13, 2020
Instrument	2011172224
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1961 CAVERSHAM WAY FOLSOM CA 956306252, FOLSOM, CA 95630-6252

Mortgage

Document Number	2011172225
Date	Nov 17, 2020
Instrument	2011172225

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1961 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	2007020113
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 CAVERSHAM WAY FOLSOM CA 956306252, FOLSOM, CA 95630-6252

Mortgage

Document Number	2007020113
Date	Jul 2, 2020
Instrument	2007020113

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 18, 2017
Property Address	1961 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	0000000019
Book / Page	170518 / 000019
Instrument Date	Apr 20, 2017
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1961 CAVERSHAM WAY FOLSOM CA 956306252, FOLSOM, CA 95630-6252

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 4, 2017
Property Address	1961 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	4040000001046
Book / Page	20170404 / 1046
Map Reference	MB 319 MAP 3
Instrument Date	Mar 16, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1961 CAVERSHAM WAY, FOLSOM, CA 95630-6252

Mortgage

Document Number	201704041047
Date	Apr 4, 2017
Instrument	20170404/1047

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1961 Caversham Way was $11,875, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$921,432 (+2%) Land $142,165 Building $779,267
2025	$11,875.00 (+1.7%)	$903,366 Land $139,378 Building $763,988
2024	$11,676.00 (+3.04%)
2023	$11,331.00 (+1.1%)	$868,289 Land $133,967 Building $734,322
2022	$11,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1961 Caversham Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1961 Caversham Way is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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