1981 Caversham Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1981 Caversham Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,898 sqft · built 2005
Lot Size	0.389 acres (16,924 sqft)
Owner	2 Company Names on File
Last Sale	$764,000 (Jul 2019)
Tax Bill	$11,762 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-2410-014-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2410-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,898 sqft Living Area
1st Floor Area	1,360 sqft
2nd Floor Area	1,538 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	16,924 sqft (0.389 acres)
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1981 CAVERSHAM WAY
City	FOLSOM
State	CA
Zip	95630-6252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 58, LOT 53
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 58
Legal Lot Number	53
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8513

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1981 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE
Nov 15, 2023	Intrafamily Transfer, Transfer
Nov 15, 2023	Intrafamily Transfer, Transfer
Nov 9, 2020	Deed of Trust, Mortgage NATIONAL MTG SVCS
Jul 25, 2019	Grant Deed, Transfer UNITED WHOLESALE MTG
Aug 11, 2017	Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Book / Page	20190725 / 1350
Last Transfer Date	Nov 6, 2023
Transfer Doc	2023001004
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1981 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001400
Date	Sep 10, 2021
Instrument	2021091001400

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 15, 2023
Property Address	1981 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	0000001003
Map Reference	MB 319 MAP 3
Instrument Date	Nov 6, 2023
Instrument	202311151003
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1981 CAVERSHAM WAY, FOLSOM, CA 95630-6252

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1981 CAVERSHAM WAY, FOLSOM, CA 95630-6252

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 15, 2023
Property Address	1981 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	0000001004
Map Reference	MB 319 MAP 3
Instrument Date	Nov 6, 2023
Instrument	202311151004
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1981 CAVERSHAM WAY, FOLSOM, CA 95630-6252

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1981 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	2101271554
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1981 CAVERSHAM WAY FOLSOM CA 956306252, FOLSOM, CA 95630-6252

Mortgage

Document Number	2101271554
Date	Jan 27, 2021
Instrument	2101271554

Lender

Name	NATIONAL MTG SVCS
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 25, 2019
Property Address	1981 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	1907251350
Instrument Date	Jul 20, 2019
Instrument	1907251350
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$840.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1981 CAVERSHAM WAY FOLSOM CA 956306252, FOLSOM, CA 95630-6252

Mortgage

Document Number	1907251351
Date	Jul 25, 2019
Instrument	1907251351

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 11, 2017
Property Address	1981 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	1708110106
Instrument Date	Aug 4, 2017
Instrument	1708110106
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1981 CAVERSHAM WAY FOLSOM CA 956306252, FOLSOM, CA 95630-6252

Mortgage

Document Number	1708110107
Date	Aug 11, 2017
Instrument	1708110107

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$917,998 (+2%) Land $278,876 Building $639,122
2025	$11,762.00 (+1.71%) Homeowner's exemption	$899,999 (+4.04%) Land $273,408 Building $626,591
2024	$11,564.00 (+3.08%)
2023	$11,219.00 (+1.1%) Homeowner's exemption	$865,053 Land $262,793 Building $602,260
2022	$11,097.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon, Zeta Broadband.

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