1966 Caversham Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1966 Caversham Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,147 sqft · built 2004
Lot Size	0.292 acres (12,715 sqft)
Owner	Trust Name on File
Last Sale	$518,000 (Mar 2005)
Tax Bill	$10,274 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-2410-023-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2410-023-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,147 sqft Living Area
1st Floor Area	2,147 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	12,715 sqft (0.292 acres)
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1966 CAVERSHAM WAY
City	FOLSOM
State	CA
Zip	95630-6252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 58, LOT 62
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 58
Legal Lot Number	62
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2001
Census Tract	8513

Owner

1966 Caversham Way is owner-occupied and held in a trust since February 2007.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	1966 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Jan 17, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2005 · Amount on File
Deed Sale	Mar 22, 2005 · Amount on File
Deed Book / Page	20050322 / 1879
Last Transfer Date	Feb 27, 2007
Transfer Doc	0000000473
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1966 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1966 CAVERSHAM WAY, FOLSOM, CA 95630-6252

Mortgage

Document Number	0000003130
Date	Feb 16, 2021
Instrument	202102163130

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Mar 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1966 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	2008210810
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1966 CAVERSHAM WAY FOLSOM CA 956306252, FOLSOM, CA 95630-6252

Mortgage

Document Number	2008210810
Date	Aug 21, 2020
Instrument	2008210810

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1966 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	2001240864
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1966 CAVERSHAM WAY FOLSOM CA 956306252, FOLSOM, CA 95630-6252

Mortgage

Document Number	2001240864
Date	Jan 24, 2020
Instrument	2001240864

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1966 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	1908161850
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1966 CAVERSHAM WAY FOLSOM CA 956306252, FOLSOM, CA 95630-6252

Mortgage

Document Number	1908161850
Date	Aug 16, 2019
Instrument	1908161850

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1966 CAVERSHAM WAY, FOLSOM, CA 95630-6252
Document Number	1707191435
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1966 CAVERSHAM WAY FOLSOM CA 956306252, FOLSOM, CA 95630-6252

Mortgage

Document Number	1707191435
Date	Jul 19, 2017
Instrument	1707191435

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1966 Caversham Way was $10,274 with a homeowner's exemption, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$778,846 (+2%) Land $142,165 Building $636,681
2025	$10,274.00 (+1.65%) Homeowner's exemption	$763,576 Land $139,378 Building $624,198
2024	$10,107.00 (+3.27%)
2023	$9,787.00 (+1.04%) Homeowner's exemption	$733,927 Land $133,967 Building $599,960
2022	$9,686.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1966 Caversham Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1966 Caversham Way is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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