19700 Sterling Dr, Cutler Bay (Miami), FL 33157 Property Records

Miami-Dade County property record for 19700 Sterling Dr, Cutler Bay, FL 33157

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,064 sqft · built 1964
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$544,000 (Aug 2022)
Tax Bill	$8,485 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2022 Construction Loan + 3 more
Flood Zone	Zone AH (high risk)
APN	`36-6005-007-1160`

Property Details

APN / Parcel Number

Primary APN	`36-6005-007-1160`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,064 sqft Living Area
Gross Area	2,164 sqft
1st Floor Area	2,064 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1984
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Porch	Porch
Porch Area	40 sqft
Patio Area	264 sqft

Location & Zoning

Street Address	19700 STERLING DR
City	CUTLER BAY
State	FL
Zip	33157-8555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	5 56 40 BEL-AIRE SEC 2PB 65-132 LOT 18BLK 16 LOT SIZE 75.000 X 110 F/A/U 30-6005-007-1160 COC 26428-0208 03 2008 4
Legal Range	40E
Legal Township	56S
Legal Section	05
Legal Subdivision	BEL-AIRE
Legal Block	16
Legal Lot Number	18
Jurisdiction	DADE FL
Township / Civil Division	PRINCETON-GOULDS
Census Block Group	2
Census Block	2006
Census Tract	10623

Owner

19700 Sterling Dr is owned and occupied by an individual who bought it in August 2022.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	19700 STERLING DR, CUTLER BAY, FL 33157-8555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jun 8, 2022	Deed of Trust, Mortgage · Construction Mortgage KNOCK LENDING LLC
May 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 27, 2020	Grant Deed, Transfer MUSIAL TITLE LLC
May 27, 2020	Warranty Deed, Transfer MUSIAL TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on File
Deed Sale	Aug 23, 2022 · Amount on File
Prior Sale	May 27, 2020 · Amount on File
Deed Document Number	2022662782
Deed Book / Page	33348 / 4982
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	0000299395
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 23, 2022
Property Address	19700 STERLING DR, CUTLER BAY, FL 33157-8555
Document Number	0000662782
Book / Page	33348 / 4982
Map Reference	MB 65 PG 132
Instrument Date	Aug 17, 2022
Instrument	2022R0662782
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 W OUTER DR, 912, OAK RIDGE, TN 37830-8232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19700 STERLING DR, CUTLER BAY, FL 33157-8555

Mortgage

Document Number	0000004984
Date	Aug 23, 2022
Instrument	33348/4984

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	19700 STERLING DR, CUTLER BAY, FL 33157-8555
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000460534
Date	Jun 8, 2022
Book Page	33227/4442
Instrument	2022R0460534

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	May 27, 2020
Property Address	19700 STERLING DR, CUTLER BAY, FL 33157-8555
Document Number	0000299369
Book / Page	031947 / 004281
Instrument Date	May 21, 2020
Instrument	299369
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	19701 STERLING DR CUTLER BAY FL 331578552, CUTLER BAY, FL 33157-8552

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DADE FL
Recording Date	May 27, 2020
Property Address	19700 STERLING DR, CUTLER BAY, FL 33157-8555
Document Number	0000299395
Book / Page	031947 / 004546
Instrument Date	May 21, 2020
Instrument	299395
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	MUSIAL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$540.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19700 STERLING DR CUTLER BAY FL 331578555, CUTLER BAY, FL 33157-8555

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	May 27, 2020
Property Address	19700 STERLING DR, CUTLER BAY, FL 33157-8555
Document Number	0000299426
Book / Page	031947 / 004626
Instrument Date	May 18, 2020
Instrument	299426
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	MUSIAL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$540.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19700 STERLING DR CUTLER BAY FL 331578555, CUTLER BAY, FL 33157-8555

Tax Assessment & Valuation

The 2025 property tax bill for 19700 Sterling Dr was $8,485 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Cutler Bay Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,485.00 Homeowner's exemption	$470,206	$493,355 Land $247,500 Building $245,855
2023	$7,845.00 (+50.26%) Homeowner's exemption	$443,646 (+47.83%) Land $206,250 Building $237,396	$443,646 (+13.22%) Land $206,250 Building $237,396
2022	$5,221.00 Homeowner's exemption	$300,096	$391,836 Land $165,000 Building $226,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19700 Sterling Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	229 units insured incl. 52 condo units
Nearby Flood Claims	4 (2005–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19700 Sterling Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
SkyNet360 Fixed Wireless	160 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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