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19641 Sterling Dr, Cutler Bay (Miami), FL 33157 Property Records

Miami-Dade County property record for 19641 Sterling Dr, Cutler Bay, FL 33157

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,804 sqft · built 1964
Lot Size0.215 acres (9,375 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Mar 2023)
Tax Bill$9,809 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN36-6005-007-0330

Property Details

APN / Parcel Number

Primary APN36-6005-007-0330

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,804 sqft Living Area
Gross Area2,864 sqft
1st Floor Area2,804 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area9,375 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
PorchPorch
Porch Area30 sqft
Patio Area100 sqft

Location & Zoning

Street Address19641 STERLING DR
CityCUTLER BAY
StateFL
Zip33157-8553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal Description5 56 40 BEL-AIRE SEC 2PB 65-132 LOT 21BLK 14 LOT SIZE 75.000 X 125 OR 18605-2102 0599 6 F/A/U 30-6005-007-0330
Legal Range40E
Legal Township56S
Legal Section05
Legal SubdivisionBEL-AIRE
Legal Block14
Legal Lot Number21
JurisdictionDADE FL
Township / Civil DivisionPRINCETON-GOULDS
Census Block Group2
Census Block2005
Census Tract10623

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19641 STERLING DR, CUTLER BAY, FL 33157-8553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2023 · Amount on Record
Deed SaleMar 15, 2023 · Amount on Record
Prior SaleMay 13, 1999 · Amount on Record
Deed Document Number2023176721
Deed Book / Page33624 / 1180
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateMar 15, 2023
Property Address19641 STERLING DR, CUTLER BAY, FL 33157-8553
Document Number0000176721
Book / Page33624 / 1180
Map ReferenceMB 65 PG 132
Instrument DateMar 13, 2023
Instrument2023R0176721
Transaction TypeTransfer
Record UpdatedApr 11, 2023
Title CompanyCOMPLETE CHOICE TITLE SERVICES, COMPLETE CHOICE TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14660 SW 93RD LN, MIAMI, FL 33186-1051

Transferred To (Grantee/Buyer)

NameVerified Name
Address19641 STERLING DR, CUTLER BAY, FL 33157-8553

Mortgage

Document Number0000001182
DateMar 15, 2023
Instrument33624/1182
Lender
NameMY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityCutler Bay Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,809.00 (+165.9%) Homeowner's exemption$544,344 (+156.2%) Land $273,188 Building $271,156$544,344 (-0.11%) Land $273,188 Building $271,156
2023$3,689.00 (+4.36%) Homeowner's exemption$212,471 (+3%)$544,967 (+12.07%) Land $229,125 Building $315,842
2022$3,535.00 Homeowner's exemption$206,283$486,281 Land $185,062 Building $301,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 177 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies229 units insured
incl. 52 condo units
Nearby Flood Claims4 (2005–2025)
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
SkyNet360
Fixed Wireless		160 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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