Miami-Dade County property record for 19640 Sterling Dr, Cutler Bay, FL 33157
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,930 sqft · built 1964 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Jul 2024) |
| Tax Bill | $7,648 (2025) |
| Flood Zone | Zone AH (high risk) |
| APN | 36-6005-007-1170 |
| Primary APN | 36-6005-007-1170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,930 sqft Living Area |
| Gross Area | 2,486 sqft |
| 1st Floor Area | 1,930 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Porch | Porch |
| Porch Area | 185 sqft |
| Patio Area | 582 sqft |
| Street Address | 19640 STERLING DR |
|---|---|
| City | CUTLER BAY |
| State | FL |
| Zip | 33157-8556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | 5 56 40 BEL-AIRE SEC 2PB 65-132 LOT 19BLK 16 LOT SIZE 75.000 X 110 OR 17895-2991 1197 1 F/A/U 30-6005-007-1170 |
| Legal Range | 40E |
| Legal Township | 56S |
| Legal Section | 05 |
| Legal Subdivision | BEL-AIRE |
| Legal Block | 16 |
| Legal Lot Number | 19 |
| Jurisdiction | DADE FL |
| Township / Civil Division | PRINCETON-GOULDS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10623 |
19640 Sterling Dr is owned and occupied by two individuals who bought it in July 2024.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19640 STERLING DR, CUTLER BAY, FL 33157-8556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on File |
| Deed Sale | Jul 12, 2024 · Amount on File |
| Prior Sale | Mar 30, 2012 · Amount on File |
| Deed Document Number | 2024526515 |
| Deed Book / Page | 34311 / 1896 |
| Prior Transfer Date | Nov 10, 2011 |
| Prior Transfer Doc | 0000807765 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 19640 Sterling Dr was $7,648.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Cutler Bay Town |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,648.00 Homeowner's exemption | $423,349 | $471,469 Land $247,500 Building $223,969 |
| 2023 | $2,699.00 (+4.82%) Homeowner's exemption | $157,417 (+3%) | $419,793 (+14.14%) Land $206,250 Building $213,543 |
| 2022 | $2,575.00 Homeowner's exemption | $152,833 | $367,800 Land $165,000 Building $202,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 19640 Sterling Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 177 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 229 units insured incl. 52 condo units |
| Nearby Flood Claims | 4 (2005–2025) |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 19640 Sterling Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| SkyNet360 Fixed Wireless | 160 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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