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19630 Sterling Dr, Cutler Bay (Miami), FL 33157 Property Records

Miami-Dade County property record for 19630 Sterling Dr, Cutler Bay, FL 33157

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,766 sqft · built 1964
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on Record
Last Sale$610,000 (Dec 2025)
Tax Bill$2,708 (2025)
Deeds & MortgagesAug 2024 Mortgage
Dec 2025 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN36-6005-007-1180

Property Details

APN / Parcel Number

Primary APN36-6005-007-1180
Alternative APN
  • 3060050071180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,766 sqft Living Area
1st Floor Area1,766 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1984
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
Patio Area268 sqft

Location & Zoning

Street Address19630 STERLING DR
CityCUTLER BAY
StateFL
Zip33157-8556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal Description5 56 40 BEL-AIRE SEC 2PB 65-132 LOT 20BLK 16 LOT SIZE 75.000 X 110 OR 20386-3596 042002 1 F/A/U 30-6005-007-1180
Legal Range40E
Legal Township56S
Legal Section05
Legal SubdivisionBEL-AIRE
Legal Block16
Legal Lot Number20
JurisdictionDADE FL
Township / Civil DivisionPRINCETON-GOULDS
Census Block Group2
Census Block2006
Census Tract10623

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address19630 STERLING DR, CUTLER BAY, FL 33157-8556
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2024Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 26, 2025Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2025 · Amount on Record
Deed SaleDec 26, 2025 · Amount on Record
Prior SaleMay 9, 2002 · Amount on Record
Deed Document Number2025953343
Deed Book / Page35092 / 3514
Record UpdatedOct 29, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address19630 STERLING DR, CUTLER BAY, FL 33157-8556
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address19630 STERLING DR, CUTLER BAY, FL 33157-8556

Mortgage

Document Number0000587165
DateAug 2, 2024
Book Page34342/4580
Instrument2024R0587165
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2054

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateDec 26, 2025
Property Address19630 STERLING DR, CUTLER BAY, FL 33157-8556
Document Number0000953343
Book / Page35092 / 3514
Map ReferenceMB 65 PG 132
Instrument DateDec 19, 2025
Instrument2025R0953343
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyBEST PRACTICES TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address655 CEDAR HILL RD, MINERAL, VA 23117-3461

Transferred To (Grantee/Buyer)

NameVerified Name
Address19630 STERLING DR, CUTLER BAY, FL 33157-8556

Mortgage

Document Number0000003516
DateDec 26, 2025
Instrument35092/3516
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityCutler Bay Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,708.00 (+2.65%)$146,641 (+2.9%)$435,531 (-0.33%) Land $247,500 Building $188,031
2024$2,638.00 (+11.92%) Homeowner's exemption$142,509 (+3%)$436,981 (+13.01%) Land $247,500 Building $189,481
2023$2,357.00 (+5.08%) Homeowner's exemption$138,359 (+3%)$386,690 (+15%) Land $206,250 Building $180,440
2022$2,243.00 Homeowner's exemption$134,330$336,240 Land $165,000 Building $171,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 177 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies229 units insured
incl. 52 condo units
Nearby Flood Claims4 (2005–2025)
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
SkyNet360
Fixed Wireless		160 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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