Madison County property record for 197 Saddlebrook Cv, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 3,832 sqft |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,735 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081F-24-689 |
| Primary APN | 081F-24-689 |
|---|---|
| Alternative APN |
|
| Building Area | 3,832 sqft Adjusted Area |
|---|
| Account Number | 56057 |
|---|---|
| Street Address | 197 SADDLEBROOK CV |
| City | MADISON |
| State | MS |
| Zip | 39110-6633 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R-2 |
| Legal Description | LOT 28 SADDLE BROOK PART TWO |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 24 |
| Legal Subdivision | SADDLE BROOK PT 2 |
| Legal Lot Number | 28 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30402 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 SADDLEBROOK CV, MADISON, MS 39110-6633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Dec 10, 2019 | Quit Claim Deed, Construction Loan · Construction Mortgage TRUSTMARK NAT'L BK |
| May 11, 2018 | Warranty Deed, Construction Loan · Construction Mortgage TRUSTMARK NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2018 |
| Deed Sale | May 11, 2018 |
| Prior Sale | May 11, 2018 |
| Deed Document Number | 0000838655 |
| Deed Book / Page | 003599 / 000186 |
| Last Transfer Date | Dec 10, 2019 |
| Transfer Doc | 0000881357 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 197 SADDLEBROOK CV, MADISON, MS 39110-6633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004046/502 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 4046/502 |
| Instrument | 927564 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 197 SADDLEBROOK CV, MADISON, MS 39110-6633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 197 SADDLEBROOK CV, MADISON, MS 39110-6633 |
| Document Number | 004138/376 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 4138/376 |
| Instrument | 945035 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 10, 2019 |
| Property Address | 197 SADDLEBROOK CV, MADISON, MS 39110-6633 |
| Document Number | 0000881357 |
| Book / Page | 003797 / 000187 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 881357 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 28, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 VINSON CV MADISON MS 391108653, MADISON, MS 39110-8653 |
| Document Number | 882186 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 003801/000844 |
| Instrument | 882186 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 9, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 11, 2018 |
| Property Address | 197 SADDLEBROOK CV, MADISON, MS 39110-6633 |
| Document Number | 0000838655 |
| Book / Page | 003599 / 000186 |
| Instrument Date | May 7, 2018 |
| Instrument | 838655 |
| Transaction Type | Construction Loan |
| Record Updated | May 30, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2788 MADISON MS 391302788, MADISON, MS 39130-2788 |
| Document Number | 838657 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 003599/000200 |
| Instrument | 838657 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 10, 2019 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,735.00 Homeowner's exemption | $49,040 (-) | $490,400 (-) Land $75,000 Building $415,400 |
| 2024 | $4,735.00 | ||
| 2023 | $4,735.00 Homeowner's exemption | $49,040 | $490,400 Land $75,000 Building $415,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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