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188 Saddlebrook Cv, Madison, MS 39110 Property Records

Madison County property record for 188 Saddlebrook Cv, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details4,088 sqft · built 2017
Owner2 Individual Names on Record
Tax Bill$3,964 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN081F-24-684

Property Details

APN / Parcel Number

Primary APN081F-24-684
Alternative APN
  • 56052

Interior

Building Area4,088 sqft Adjusted Area
1st Floor Area3,338 sqft

Exterior

Year BuiltBuilt 2017
Patio Area372 sqft

Location & Zoning

Account Number56052
Street Address188 SADDLEBROOK CV
CityMADISON
StateMS
Zip39110-6634
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeR-2
Legal DescriptionLOT 23 SADDLE BROOK PART TWO
Legal Range01E
Legal Township08N
Legal Section24
Legal SubdivisionSADDLE BROOK PT 2
Legal Lot Number23
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group2
Census Block2000
Census Tract30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address188 SADDLEBROOK CV, MADISON, MS 39110-6634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Nov 3, 2017Deed of Trust, Mortgage
TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2017
Deed SaleOct 6, 2017
Prior SaleFeb 15, 2017
Deed Document Number0003530975
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address188 SADDLEBROOK CV, MADISON, MS 39110-6634
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3984/207
DateFeb 2, 2021
Book Page3984/207
Instrument917413
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateMar 1, 2031
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change7.87%
Index1-Year LIBOR
Max Rate7.87%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address188 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000828466
Book / Page003545 / 000940
Instrument DateNov 3, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address188 SADDLEBROOK CV MADISON MS 39110, MADISON, MS 39110

Mortgage

Document Number0000828466
DateNov 20, 2017
Book Page003545/000940
Instrument828466
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressJACKSON, MS 39205-0291
Agreement
AmountAmount Recorded
Term120 Months
DueNov 19, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,964.00 Homeowner's exemption$41,535 (-)$415,350 (-) Land $75,000 Building $340,350
2024$3,964.00
2023$3,964.00 Homeowner's exemption$41,535$415,350 Land $75,000 Building $340,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
NETSPEEDMS
Fixed Wireless		499 / 285
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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