Madison County property record for 185 Saddlebrook Cv, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 4,222 sqft · built 2017 |
| Lot Size | 0.675 acres (29,412 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,037 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081F-24-692 |
| Primary APN | 081F-24-692 |
|---|---|
| Alternative APN |
|
| Building Area | 4,222 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 3,452 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 29,412 sqft (0.675 acres) |
| Patio Area | 306 sqft |
| Account Number | 56060 |
|---|---|
| Street Address | 185 SADDLEBROOK CV |
| City | MADISON |
| State | MS |
| Zip | 39110-6633 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R2 |
| Legal Description | LOT 31 SADDLE BROOK PT TWO |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 24 |
| Legal Subdivision | SADDLE BROOK PT 2 |
| Legal Lot Number | 31 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30402 |
Source: Madison County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 SADDLEBROOK CV, MADISON, MS 39110-6633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Apr 13, 2020 | Deed of Trust, Mortgage BANKPLUS |
| Dec 12, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2016 |
| Deed Sale | Aug 29, 2016 |
| Deed Document Number | 2016792016 |
| Deed Book / Page | 3384 / 413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 185 SADDLEBROOK CV, MADISON, MS 39110-6633 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 185 SADDLEBROOK CV, MADISON, MS 39110-6633 |
| Investor | Possibly a Property Investor |
| Document Number | 004601/354 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 4601/354 |
| Instrument | 1035740 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Aug 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 185 SADDLEBROOK CV, MADISON, MS 39110-6633 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 185 SADDLEBROOK CV, MADISON, MS 39110-6633 |
| Document Number | 004183/911 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 4183/911 |
| Instrument | 952868 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Feb 9, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 185 SADDLEBROOK CV, MADISON, MS 39110-6633 |
| Document Number | 0000889226 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 185 SADDIEBROOK CV MADISON MS 39110, MADISON, MS 39110 |
| Document Number | 0000889226 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 003841/000032 |
| Instrument | 889226 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 16, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 12, 2018 |
| Property Address | 185 SADDLEBROOK CV, MADISON, MS 39110-6633 |
| Document Number | 0000855269 |
| Book / Page | 003674 / 000221 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 855269 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 185 SADDLEBROOK CV MADISON MS 391106633, MADISON, MS 39110-6633 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,037.00 Homeowner's exemption | $42,245 (-) | $422,450 (-) Land $75,000 Building $347,450 |
| 2024 | $4,037.00 | ||
| 2023 | $4,037.00 Homeowner's exemption | $42,245 | $422,450 Land $75,000 Building $347,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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