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192 Saddlebrook Cv, Madison, MS 39110 Property Records

Madison County property record for 192 Saddlebrook Cv, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details4,512 sqft · built 2019
Owner2 Individual Names on Record
Tax Bill$3,766 (2025)
Deeds & MortgagesOct 2019 Loan Modification
May 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN081F-24-685

Property Details

APN / Parcel Number

Primary APN081F-24-685
Alternative APN
  • 56053

Interior

Building Area4,512 sqft Adjusted Area
1st Floor Area3,259 sqft

Exterior

Year BuiltBuilt 2019

Location & Zoning

Account Number56053
Street Address192 SADDLEBROOK CV
CityMADISON
StateMS
Zip39110-6634
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeR2
Legal DescriptionLOT 24 SADDLE BROOK PART TWO
Legal Range01E
Legal Township08N
Legal Section24
Legal SubdivisionSADDLE BROOK PT 2
Legal Lot Number24
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group2
Census Block2000
Census Tract30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address192 SADDLEBROOK CV, MADISON, MS 39110-6634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2019Loan Modification, Mortgage
STATEWIDE FCU
May 22, 2019Deed of Trust, Mortgage
STATEWIDE FCU
Jan 22, 2019Trustee's Deed, Construction Loan · Line of Credit
BANKFIRST FIN'L SVCS
Aug 14, 2018Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
Aug 14, 2018Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
Aug 14, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2018
Deed SaleAug 14, 2018
Deed Document Number0003636290
Deed Book / Page3636 / 290
Record UpdatedJun 8, 2026

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON MS
Property Address192 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000878758
Instrument DateOct 23, 2019
Transaction TypeMortgage
Record UpdatedNov 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address192 SADDLEBROOK CV MADISON MS 391106634, MADISON, MS 39110-6634

Mortgage

Document Number0000878758
DateOct 30, 2019
Book Page003781/000515
Instrument878758
Lender
NameSTATEWIDE FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term180 Months
DueOct 29, 2034
Interest
Rate TypeFixed Rate
Rate3.25%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address192 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000864762
Instrument DateMay 22, 2019
Transaction TypeMortgage
Record UpdatedNov 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address192 SADDLEBROOK CV MADISON MS 391106634, MADISON, MS 39110-6634

Mortgage

Document Number0000864762
DateMay 28, 2019
Book Page003724/000674
Instrument864762
Lender
NameSTATEWIDE FCU
TypeCredit Union
AddressFLOWOOD, MS 39232
Agreement
AmountAmount Recorded
Term180 Months
DueMay 27, 2034

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON MS
Recording DateJan 22, 2019
Property Address192 SADDLEBROOK CV, MADISON, MS 39110-6634
Book / Page003684 / 000902
Instrument DateDec 26, 2018
Instrument857264
Transaction TypeConstruction Loan
Record UpdatedFeb 5, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 MCDALE LN MADISON MS 391108444, MADISON, MS 39110-8444

Mortgage

Document Number0000857264
DateJan 22, 2019
Book Page003684/000902
Instrument857264
Lender
NameBANKFIRST FIN'L SVCS
TypeFunding / Finance Company
AddressMADISON, MS 39110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 21, 2020
Interest
Rate TypeAdjustable Rate

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateAug 14, 2018
Property Address192 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000845385
Book / Page003636 / 000292
Instrument DateAug 13, 2018
Instrument845385
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1011 MCDALE LN MADISON MS 391108444, MADISON, MS 39110-8444

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateAug 14, 2018
Property Address192 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000845384
Book / Page003636 / 000290
Instrument DateAug 13, 2018
Instrument845384
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1011 MCDALE LN MADISON MS 391108444, MADISON, MS 39110-8444

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateAug 14, 2018
Property Address192 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000845383
Book / Page003636 / 000286
Instrument DateAug 10, 2018
Instrument845383
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address199 EDEN LN MADISON MS 391107571, MADISON, MS 39110-7571

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,766.00 Homeowner's exemption$44,185 (-)$441,850 (-) Land $75,000 Building $366,850
2024$3,766.00 (-11.1%)
2023$4,236.00 Homeowner's exemption$44,185$441,850 Land $75,000 Building $366,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
NETSPEEDMS
Fixed Wireless		499 / 285
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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