Franklin County property record for 197 River Rd, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 768 sqft · built 1953 |
| Lot Size | 1.06 acres (46,435 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $717 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 19-07S-04W-0000-0060-0000 |
| Primary APN | 19-07S-04W-0000-0060-0000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 921 sqft |
| 1st Floor Area | 768 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Bungalow |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 46,435 sqft (1.06 acres) |
| Lot Dimensions | 285 ft deep x 163 ft wide |
| Garage Area | 128 sqft |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 75 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 197 RIVER RD |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.09 AC M/L OR/25/95 & 25/87 304/144 882/772 890/691 1087/51 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 19 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | EASTPOINT |
| Census Block Group | 1 |
| Census Block | 1202 |
| Census Tract | 970200 |
Source: Franklin County records · APN 19-07S-04W-0000-0060-0000
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 871, CARRABELLE, FL 32322-0871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 17, 2006 |
| Transfer Doc | 0008900691 |
| Record Updated | Jun 08, 2026 |
Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $717.00 (+3.02%) Homeowner's exemption | $111,160 (+2.9%) | $307,372 (-0.28%) Land $203,750 Building $103,622 |
| 2024 | $696.00 (+0.72%) Homeowner's exemption | $108,027 (+3%) | $308,246 (+6.91%) Land $203,750 Building $104,496 |
| 2023 | $691.00 (+1.47%) Homeowner's exemption | $104,881 (+3%) | $288,336 (+7.57%) Land $203,750 Building $84,586 |
| 2022 | $681.00 Homeowner's exemption | $101,826 | $268,052 Land $203,750 Building $64,302 |
Source: FEMA National Flood Hazard Layer as of April 23, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 133 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 171 units insured incl. 38 condo units |
| Nearby Flood Claims | 359 (1979–2024) |
| Claims Outside the SFHA | 6 of 359 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
Based on FCC filings for 34 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CARRABELLE WATER SYSTEM serves 3,690 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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