Franklin County property record for 197 Middle Fork Ln, Carnesville, GA 30521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,512 sqft · built 2021 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $291,000 (Feb 2022) |
| Tax Bill | $2,219 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-017-029 |
| Primary APN | 037-017-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Heated Area |
| 1st Floor Area | 756 sqft |
| 2nd Floor Area | 756 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 15654 |
|---|---|
| Old Parcel Number | 037 017 029 |
| Street Address | 197 MIDDLE FORK LN |
| City | CARNESVILLE |
| State | GA |
| Zip | 30521-4490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UNZONED RURAL |
| Legal Description | LOT 29 RIVER OAKS 1.00 ACRES |
| Legal Subdivision | RIVER OAK PLANTATION |
| Legal Lot Number | 29 |
| Jurisdiction | FRANKLIN GA |
| Township / Civil Division | CARNESVILLE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 890202 |
Source: Franklin County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 197 MIDDLE FORK LN, CARNESVILLE, GA 30521-4490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Feb 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage GEO MORTGAGE SERVICES |
| Jun 1, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 28, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | May 28, 2021 · Amount on Record |
| Deed Document Number | 0001505107 |
| Deed Book / Page | 1505 / 107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Recording Date | Jul 9, 2026 |
| Property Address | 197 MIDDLE FORK LN, CARNESVILLE, GA 30521-4490 |
| Document Number | 1749000078 |
| Book / Page | 1749 / 78 |
| Instrument Date | Jun 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 197 MIDDLE FORK LN, CARNESVILLE, GA 30521-4490 |
| Document Number | 1749000078, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 1749/78 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Recording Date | Feb 10, 2022 |
| Property Address | 197 MIDDLE FORK LN, CARNESVILLE, GA 30521-4490 |
| Document Number | 001505/107 |
| Book / Page | 1505 / 107 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022-000267 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 MIDDLE FORK LN, CARNESVILLE, GA 30521-4490 |
| Document Number | 0000001505/0000000108 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 0000001505/0000000108 |
| Name | GEO MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Recording Date | Jun 1, 2021 |
| Property Address | 197 MIDDLE FORK LN, CARNESVILLE, GA 30521-4490 |
| Document Number | 0014550268 |
| Book / Page | 001455 / 000268 |
| Instrument Date | May 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | HARRISON BRIDGE RD CARNESVILLE GA 30521, CARNESVILLE, GA 30521 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Recording Date | May 28, 2021 |
| Property Address | 197 MIDDLE FORK LN, CARNESVILLE, GA 30521-4490 |
| Document Number | 001455/268 |
| Book / Page | 1455 / 268 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021-000737 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | MIDDLE FORK LN, CARNESVILLE, GA 30524 |
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,219.00 (-9.28%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $116,058 (+22.39%) Land $8,000 Building $108,058 | $290,144 (+22.39%) Land $20,000 Building $270,144 |
| 2023 | $2,446.00 (+10.98%) | $94,823 (+10.98%) Land $6,000 Building $88,823 | $237,057 (+10.98%) Land $15,000 Building $222,057 |
| 2022 | $2,204.00 | $85,438 Land $6,000 Building $79,438 | $213,594 Land $15,000 Building $198,594 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
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