180 Middle Fork Ln, Carnesville, GA 30521 Property Records

Franklin County property record for 180 Middle Fork Ln, Carnesville, GA 30521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,253 sqft · built 2005
Lot Size	1.68 acres (73,181 sqft)
Owner	2 Individual Names on File
Last Sale	$215,900 (Apr 2007)
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037-017-008`

Property Details

APN / Parcel Number

Primary APN	`037-017-008`
Alternative APN	`15632`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,253 sqft Heated Area
1st Floor Area	2,033 sqft
Attic	Attic
Attic Area	220 sqft
Basement Area	2,253 sqft
Unfinished Basement	2,253 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	73,181 sqft (1.68 acres)
Terrain	Rolling
View / Lot	Corner
Garage Area	484 sqft
Porch	Slab
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	15632
Street Address	180 MIDDLE FORK LN
City	CARNESVILLE
State	GA
Zip	30521-7632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RU
Legal Description	LOT 8 RIVER OAKS 1.68 ACRES
Legal Subdivision	RIVER OAKS PLANTATION
Legal Lot Number	8
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	1
Census Block	1040
Census Tract	890202

Owner

180 Middle Fork Ln is owned and occupied by two individuals who acquired it in October 2020.

Source: Franklin County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	180 MIDDLE FORK LN, CARNESVILLE, GA 30521-7632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE
Nov 5, 2020	Warranty Deed, Transfer · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2007 · Amount on File
Deed Sale	Apr 23, 2007 · Amount on File
Prior Sale	May 11, 2005 · Amount on File
Deed Book / Page	878 / 247
Last Transfer Date	Oct 16, 2020
Transfer Doc	0014180169
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	180 MIDDLE FORK LN, CARNESVILLE, GA 30521-7632
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 MIDDLE FORK LN, CARNESVILLE, GA 30521-7632

Mortgage

Document Number	0000001501/0000000254
Date	Feb 10, 2022
Book Page	0000001501/0000000254

Lender

Name	FINANCE OF AMERICA MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.41%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Nov 5, 2020
Property Address	180 MIDDLE FORK LN, CARNESVILLE, GA 30521-7632
Document Number	0014180169
Book / Page	001418 / 000169
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$217.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	180 MIDDLE FORK LN CARNESVILLE GA 305217632, CARNESVILLE, GA 30521-7632

Mortgage

Document Number	14180188
Date	Nov 5, 2020
Book Page	001418/000188

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	2.86%

Mortgage

Document Number	14180171,
Date	Nov 5, 2020
Book Page	001418/000171

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	2.86%

Tax Assessment & Valuation

The 2025 property tax bill for 180 Middle Fork Ln was $2,794 with exemptions applied.

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,794.00 Homeowner's exemption Senior Citizen's exemption	$140,945 Land $20,160 Building $120,785	$352,363 Land $50,400 Building $301,963
2023	$2,472.00 (-10.21%) Homeowner's exemption	$115,836 (+8.54%) Land $15,120 Building $100,716	$289,590 (+8.54%) Land $37,800 Building $251,790
2022	$2,753.00 Homeowner's exemption	$106,719 Land $15,120 Building $91,599	$266,798 Land $37,800 Building $228,998

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 180 Middle Fork Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 Middle Fork Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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