197 Cutter Cir, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 197 Cutter Cir, Bluffton, SC 29909 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Year BuiltBuilt 2003
Square Footage3,462 sqft Living Area
Lot Size14,810 sqft (0.339 acres)
GarageAttached, 770 sqft
OccupancyOwner Occupied
Last Sale$800,000 (2023)
Tax Bill$3,786.00 (2025)

Property Details

APN / Parcel Number

Primary APN10475855
Alternative APNs
  • R600 013 000 0237 0000
  • R603 013 000 0237 0000

Interior

Bedrooms1 Beds
Total Rooms3 Rooms
Building Area3,462 sqft Living Area
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area14,810 sqft (0.339 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area770 sqft Garage
Patio Area486 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number10475855
Old Parcel NumberR603 013 000 0237 0000
Street Address197 CUTTER CIR
CityBLUFFTON
StateSC
Zip29909-4316
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 407 RIVERBEND S/D BLK 108 PB87 P134 PB102 P72 PB106 P153
Legal SubdivisionRIVERBEND BY SUNCITY
Legal Block108
Legal Lot Number407
JurisdictionBEAUFORT SC
Minor Civil DivisionBLUFFTON
Census Blockgroup1
Census Block1117
Census Tract2202

Owner

Source: Beaufort County records · APN 10475855

Assessment roll updated September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Owner on File
Co-ownerVerified Secondary Owner
Mailing Address197 CUTTER CIR, BLUFFTON, SC 29909-4316
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Warranty Deed, Transfer
Oct 12, 2020Warranty Deed, Transfer · Conventional Mortgage
CENTERSTATE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Apr 28, 2023
  • Deed Sale Price on Apr 28, 2023
  • Prior Sale Amount on Oct 12, 2020
Deed Doc Number2023019674
Deed Book / Page4237 / 1193
Record RefreshedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateApr 28, 2023
Property Address197 CUTTER CIR, BLUFFTON, SC 29909-4316
Document Number0000019674
Book / Page4237 / 1193
Map ReferenceMB 87 PG 137
Instrument DateApr 24, 2023
Instrument2023019674
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

AmountAmount Recorded
Tax$2,080.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address197 CUTTER CIR, BLUFFTON, SC 29909-4316

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateOct 12, 2020
Property Address197 CUTTER CIR, BLUFFTON, SC 29909-4316
Document Number0000058030
Book / Page3919 / 2841
Map ReferenceMB 87 PG 137
Instrument DateSep 28, 2020
Instrument2020058030
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,621.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1788, BLUFFTON, SC 29910-1788

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address197 CUTTER CIR, BLUFFTON, SC 29909-4316

Mortgage

Document Number0000058031
DateOct 12, 2020
Instrument2020058031
Lender
NameCENTERSTATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,786.00 (-67.99%)$32,000 (-)
2024$11,828.00 (+226.02%)$32,000 (+1.76%) Land $6,320 Building $25,680$800,000 (-) Land $158,000 Building $642,000
2023$3,628.00 (-62.33%)$31,448 (+26.09%) Land $6,320 Building $25,128$800,000 (+28.31%) Land $158,000 Building $642,000
2022$9,630.00$24,940 Land $6,000 Building $18,940$623,500 Land $150,000 Building $473,500

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