Beaufort County property record for 189 Cutter Cir, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,472 sqft · built 2019 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $615,000 (Nov 2019) |
| Tax Bill | $3,299 (2025) |
| Deeds & Mortgages | Nov 2019 Sale Dec 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 11729170 |
| Primary APN | 11729170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,472 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 11729170 |
|---|---|
| Old Parcel Number | R603 013 000 0286 0000 |
| Street Address | 189 CUTTER CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 403 RIVERBEND S/D BLK 108A PB102 P1 PB102 P73 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 108A |
| Legal Lot Number | 403 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1117 |
| Census Tract | 2202 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 189 CUTTER CIR, BLUFFTON, SC 29909-4316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 13, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 27, 2018 | Trustee's Deed, Construction Loan · Line of Credit SOUTH ATLANTIC BK |
| Jul 17, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on Record |
| Deed Sale | Nov 13, 2019 · Amount on Record |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Document Number | 2019061592 |
| Deed Book / Page | 3811 / 1326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Nov 13, 2019 |
| Property Address | 189 CUTTER CIR, BLUFFTON, SC 29909-4316 |
| Document Number | 0000061592 |
| Book / Page | 003811 / 001326 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 61592 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,275.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 189 CUTTER CIR BLUFFTON SC 299094316, BLUFFTON, SC 29909-4316 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 27, 2018 |
| Property Address | 189 CUTTER CIR, BLUFFTON, SC 29909-4316 |
| Book / Page | 003724 / 000853 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 68592 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 175 BOARDWALK DR #L RIDGELAND SC 299367992, L, RIDGELAND, SC 29936-7992 |
| Document Number | 0000068592 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 003724/000853 |
| Instrument | 68592 |
| Name | SOUTH ATLANTIC BK |
|---|---|
| Type | Bank |
| Address | MYRTLE BEACH, SC 29572 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 26, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 17, 2017 |
| Property Address | 189 CUTTER CIR, BLUFFTON, SC 29909-4316 |
| Document Number | 0000038053 |
| Book / Page | 003591 / 001376 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 38053 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $314.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 175 BOARDWALK DR #L RIDGELAND SC 299367992, L, RIDGELAND, SC 29936-7992 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,299.00 (-0.09%) | $28,290 (-7.66%) | |
| 2024 | $3,302.00 | $30,636 (-) Land $4,240 Building $26,396 | $765,900 (-) Land $106,000 Building $659,900 |
| 2023 | $3,302.00 (+10.18%) | $30,636 (+24.54%) Land $4,240 Building $26,396 | $765,900 (+24.54%) Land $106,000 Building $659,900 |
| 2022 | $2,997.00 Homeowner's exemption | $24,600 Land $4,000 Building $20,600 | $615,000 Land $100,000 Building $515,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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