Beaufort County property record for 192 Cutter Cir, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,204 sqft · built 2015 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $740,000 (Apr 2023) |
| Tax Bill | $3,458 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Aug 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 11729198 |
| Primary APN | 11729198 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,204 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 11729198 |
|---|---|
| Old Parcel Number | R603 013 000 0288 0000 |
| Street Address | 192 CUTTER CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 500 RIVERBEND S/D BLK 108A PB102 P1 PB102 P73 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 108A |
| Legal Lot Number | 500 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1105 |
| Census Tract | 2202 |
192 Cutter Cir is owned and occupied by an individual who bought it in April 2023.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 192 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2023 | Warranty Deed, Transfer WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Aug 26, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Nov 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 16, 2018 | Deed, Transfer · VA Mortgage COASTALSTATES MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2023 · Amount on File |
| Deed Sale | Apr 5, 2023 · Amount on File |
| Prior Sale | Nov 20, 2018 · Amount on File |
| Deed Document Number | 2023015610 |
| Deed Book / Page | 4231 / 198 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Apr 5, 2023 |
| Property Address | 192 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Document Number | 0000015610 |
| Book / Page | 4231 / 198 |
| Map Reference | MB 102 PG 73 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2023015610 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,924.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 192 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 192 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Document Number | 0000047319 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 192 CUTTER CIR BLUFFTON SC 299094317, BLUFFTON, SC 29909-4317 |
| Document Number | 0000047319 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 003790/003309 |
| Instrument | 47319 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Nov 20, 2018 |
| Property Address | 192 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Document Number | 0000062455 |
| Book / Page | 003716 / 001105 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 62455 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 192 CUTTER CIR BLUFFTON SC 299094317, BLUFFTON, SC 29909-4317 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Nov 16, 2018 |
| Property Address | 192 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Document Number | 0000061812 |
| Book / Page | 3715 / 1223 |
| Map Reference | MB 102 PG 73 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 2018061812 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,905.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 192 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Document Number | 0000061813 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018061813 |
| Name | COASTALSTATES MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 192 Cutter Cir was $3,458, down 6.7% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,458.00 (-6.67%) | $29,600 (-) | |
| 2024 | $3,705.00 (+65.33%) | $29,600 (+17.01%) Land $4,240 Building $25,360 | $740,000 (-) Land $106,000 Building $634,000 |
| 2023 | $2,241.00 (+10.61%) | $25,296 (+48.56%) Land $4,240 Building $21,056 | $740,000 (+73.83%) Land $106,000 Building $634,000 |
| 2022 | $2,026.00 | $17,028 Land $3,760 Building $13,268 | $425,700 Land $94,000 Building $331,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 192 Cutter Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 192 Cutter Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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