192 Cherry Tree Ln, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 192 Cherry Tree Ln, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,485 sqft · built 2014
Lot Size	0.975 acres (42,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,370 (Jun 2014)
Tax Bill	$12,969 (2026)
Deeds & Mortgages	Jun 2024 Refinance Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`204/10/6`

Property Details

APN / Parcel Number

Primary APN	`204/10/6`
Alternative APNs	`GROT M:204 B:10 L:6` `GRTN M:204 B:10 L:6`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,485 sqft Living Area
Gross Area	4,270 sqft
1st Floor Area	1,102 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,475 sqft (0.975 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	204/ 10/ 6
Street Address	192 CHERRY TREE LN
City	GROTON
State	MA
Zip	01450-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	10
Legal Lot Number	6
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	3
Census Block	3010
Census Tract	326101

Owner

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	192 CHERRY TREE LN, GROTON, MA 01450-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2014 · Amount on Record
Deed Sale	Jun 11, 2014 · Amount on Record
Deed Book / Page	63741 / 32
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	192 CHERRY TREE LN, GROTON, MA 01450-1150
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082870-330
Date	Jun 11, 2024
Book Page	82870/330
Instrument	61308

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	192 CHERRY TREE LN, GROTON, MA 01450-1150
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078756-447
Date	Sep 22, 2021
Book Page	78756/447
Instrument	210521

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	192 CHERRY TREE LN, GROTON, MA 01450-1150
Document Number	73672-115
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 CHERRY TREE LN GROTON MA 014501150, GROTON, MA 01450-1150

Mortgage

Document Number	73672-115
Date	Nov 19, 2019
Book Page	073672/000115
Instrument	861

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,969.00 (+3.9%)	$877,500 (+7.21%) Land $242,900 Building $634,600	$834,860 (-)
2025	$12,482.00 (+3.01%)	$818,500 (+1.93%) Land $220,900 Building $597,600	$834,860 (+6.64%)
2024	$12,117.00 (+5.62%)	$803,000 (+9.48%) Land $220,900 Building $582,100	$782,895
2023	$11,472.00	$733,500 Land $220,900 Building $512,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST GROTON WATER SUPPLY DISTRICT serves 1,853 people · EPA ID MA2115001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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