1965 Gracewood Dr, Charleston, SC 29414 Property Records

Charleston County property record for 1965 Gracewood Dr, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,600 sqft · built 2011
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,180 (Aug 2011)
Tax Bill	$2,487 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`309-00-00-418`

Property Details

APN / Parcel Number

Primary APN	`309-00-00-418`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,600 sqft Living Area
1st Floor Area	1,300 sqft
Upper Floors Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	9,583 sqft (0.22 acres)
Terrain	High
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1965 GRACEWOOD DR
City	CHARLESTON
State	SC
Zip	29414-6679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CAROLINA BAY PHASE 17BDESCRIPTION -LOT 90
Legal Subdivision	CAROLINA BAY PHASE 17B
Legal Phase	17
Legal Lot Number	90
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3011
Census Tract	5601

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1965 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage KELLER MTG
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2011 · Amount on Record
Deed Sale	Aug 29, 2011 · Amount on Record
Deed Book / Page	204 / 395
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1965 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Document Number	0948/0467
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 GRACEWOOD DR CHARLESTON SC 294146679, CHARLESTON, SC 29414-6679

Mortgage

Document Number	0948/0467
Date	Jan 8, 2021
Book Page	000948/000467

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1965 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Document Number	0829/0523
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1965 GRACEWOOD DR CHARLESTON SC 294146679, CHARLESTON, SC 29414-6679

Mortgage

Document Number	0829/0523
Date	Oct 11, 2019
Book Page	000829/000523

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2039

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,487.00 (+12.33%)	$480,930 (+2,774.66%) Land $90,160 Building $390,770	$632,700 (+51.29%) Land $120,400 Building $512,300
2024	$2,214.00 (+7.53%)	$16,730 (-)
2022	$2,059.00	$16,730	$418,200 (-) Land $78,400 Building $339,800
2020			$418,200 Land $78,400 Building $339,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 688 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	688 in force
Nearby Flood Claims	7 (2015–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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