1948 Gracewood Dr, Charleston, SC 29414 Property Records

Charleston County property record for 1948 Gracewood Dr, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,708 sqft · built 2011
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Sep 2017)
Tax Bill	$2,656 (2025)
Deeds & Mortgages	Dec 2025 Transfer Apr 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`309-00-00-412`

Property Details

APN / Parcel Number

Primary APN	`309-00-00-412`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,708 sqft Living Area
Gross Area	4,152 sqft
1st Floor Area	1,360 sqft
Upper Floors Area	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.17 acres)
Porch	Slab
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1948 GRACEWOOD DR
City	CHARLESTON
State	SC
Zip	29414-6679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CAROLINA BAY PHASE 17BDESCRIPTION -LOT 84
Legal Subdivision	CAROLINA BAY PHASE 17B
Legal Phase	17
Legal Lot Number	84
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3000
Census Tract	5601

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1948 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Intrafamily Transfer, Transfer
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF SC
Sep 26, 2017	Warranty Deed, Transfer · Conventional with PMI CAROLINA ONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Aug 20, 2013 · Amount on Record
Deed Book / Page	668 / 353
Last Transfer Date	Dec 8, 2025
Transfer Doc	0013580176
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Dec 19, 2025
Property Address	1948 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Document Number	0013580176
Book / Page	1358 / 176
Map Reference	MB L11 PG 51&52
Instrument Date	Dec 8, 2025
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1948 GRACEWOOD DR, CHARLESTON, SC 29414-6679

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1948 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Document Number	0878/0430
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1948 GRACEWOOD DR CHARLESTON SC 294146679, CHARLESTON, SC 29414-6679

Mortgage

Document Number	0878/0430
Date	Apr 29, 2020
Book Page	000878/000430

Lender

Name	BANK OF SC
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 26, 2017
Property Address	1948 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Document Number	0668/0353
Book / Page	000668 / 000353
Instrument Date	Aug 29, 2017
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	COOPERATIVE TITLE AND ESCROW INC, COOPERATIVE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1948 GRACEWOOD DR CHARLESTON SC 294146679, CHARLESTON, SC 29414-6679

Mortgage

Document Number	668/0354
Date	Sep 26, 2017
Book Page	000668/000354

Lender

Name	CAROLINA ONE MTG
Type	Mortgage Company
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,656.00 (+11.93%)	$518,075 (+2,775%) Land $86,250 Building $431,825	$677,500 (+50.39%) Land $116,100 Building $561,400
2024	$2,373.00 (+7.38%)	$18,020 (-)
2022	$2,210.00	$18,020	$450,500 (-) Land $75,000 Building $375,500
2020			$450,500 Land $75,000 Building $375,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 688 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	688 in force
Nearby Flood Claims	7 (2015–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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