1964 Gracewood Dr, Charleston, SC 29414 Property Records

Charleston County property record for 1964 Gracewood Dr, Charleston, SC 29414

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,802 sqft · built 2011
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$390,921 (Nov 2011)
Tax Bill$2,537 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (moderate risk)
APN309-00-00-417

Property Details

APN / Parcel Number

Primary APN309-00-00-417

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,802 sqft Living Area
Gross Area4,203 sqft
Upper Floors Area1,401 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Foundation TypeSlab (Mat/Raft)
Lot Area6,534 sqft (0.15 acres)
TerrainHigh
PorchSlab
Porch Area420 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address1964 GRACEWOOD DR
CityCHARLESTON
StateSC
Zip29414-6679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -CAROLINA BAY PHASE 17BDESCRIPTION -LOT 89
Legal SubdivisionCAROLINA BAY PHASE 17B
Legal Phase17
Legal Lot Number89
JurisdictionCHARLESTON SC
Township / Civil DivisionWEST ASHLEY
Census Block Group3
Census Block3000
Census Tract5601

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1964 GRACEWOOD DR, CHARLESTON, SC 29414-6679
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2011 · Amount on Record
Deed SaleNov 8, 2011 · Amount on Record
Deed Book / Page216 / 635
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Recording DateJul 8, 2026
Property Address1964 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Document Number0000042524
Book / Page1401 / 254
Instrument DateJun 29, 2026
Instrument202642524
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1964 GRACEWOOD DR, CHARLESTON, SC 29414-6679

Mortgage

Document Number0000042524,
DateJul 8, 2026
Book Page1401/254
Instrument202642524
Lender
NameSOUTH STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 20, 2036
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,537.00 (+12.21%)$492,085 (+2,776.01%) Land $84,065 Building $408,020$668,100 (+56.13%) Land $113,700 Building $554,400
2024$2,261.00 (+7.51%)$17,110 (-)
2022$2,103.00$17,110$427,900 (-) Land $73,100 Building $354,800
2020$427,900 Land $73,100 Building $354,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 688 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies688 in force
Nearby Flood Claims7 (2015–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 93% of South Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: WOW Internet, Cable & Phone.

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