1956 Gracewood Dr, Charleston, SC 29414 Property Records

Charleston County property record for 1956 Gracewood Dr, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,571 sqft · built 2012
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$359,604 (May 2012)
Tax Bill	$2,519 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`309-00-00-414`

Property Details

APN / Parcel Number

Primary APN	`309-00-00-414`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,571 sqft Living Area
Gross Area	3,915 sqft
1st Floor Area	1,181 sqft
Upper Floors Area	1,390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	6,534 sqft (0.15 acres)
Porch	Slab
Porch Area	277 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1956 GRACEWOOD DR
City	CHARLESTON
State	SC
Zip	29414-6679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CAROLINA BAY PHASE 17BDESCRIPTION -LOT 86
Legal Subdivision	CAROLINA BAY PHASE 17B
Legal Phase	17
Legal Lot Number	86
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3000
Census Tract	5601

Owner

1956 Gracewood Dr is owned and occupied by two individuals who bought it in May 2012.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1956 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2012 · Amount on File
Deed Sale	May 29, 2012 · Amount on File
Deed Book / Page	254 / 520
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1956 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1956 GRACEWOOD DR, CHARLESTON, SC 29414-6679

Mortgage

Document Number	0010620375
Date	Dec 21, 2021
Book Page	1062/375

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1956 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Document Number	0934/0496
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1956 GRACEWOOD DR CHARLESTON SC 294146679, CHARLESTON, SC 29414-6679

Mortgage

Document Number	0934/0496
Date	Nov 12, 2020
Book Page	000934/000496

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 11, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1956 Gracewood Dr was $2,519, up 12.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,519.00 (+12.25%)	$487,945 (+2,775.34%) Land $83,720 Building $404,225	$648,800 Land $113,300 Building $535,500
2024	$2,244.00	$16,970
2022	$2,086.00	$16,970	$424,300 Land $72,800 Building $351,500
2020			$424,300 Land $72,800 Building $351,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1956 Gracewood Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 688 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	688 in force
Nearby Flood Claims	7 (2015–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1956 Gracewood Dr is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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