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19601 Sterling Dr, Cutler Bay (Miami), FL 33157 Property Records

Miami-Dade County property record for 19601 Sterling Dr, Cutler Bay, FL 33157

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,992 sqft · built 1964
Lot Size0.495 acres (21,571 sqft)
Owner2 Individual Names on Record
Last Sale$439,000 (Dec 2019)
Tax Bill$7,856 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Jun 2019 Sale
Flood ZoneZone AH (high risk)
APN36-6005-007-0290

Property Details

APN / Parcel Number

Primary APN36-6005-007-0290

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,992 sqft Living Area
Gross Area2,120 sqft
1st Floor Area1,992 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area21,571 sqft (0.495 acres)
PorchPorch
Porch Area35 sqft
Patio Area700 sqft

Location & Zoning

Street Address19601 STERLING DR
CityCUTLER BAY
StateFL
Zip33157-8553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal Description5 56 40 BEL-AIRE SEC 2PB 65-132 LOT 17BLK 14 LOT SIZE21571 SQ FT OR 16971-2363 1095 1 F/A/U 30-6005-007-0290
Legal Range40E
Legal Township56S
Legal Section05
Legal SubdivisionBEL-AIRE
Legal Block14
Legal Lot Number17
JurisdictionDADE FL
Township / Civil DivisionPRINCETON-GOULDS
Census Block Group2
Census Block2005
Census Tract10623

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19601 STERLING DR, CUTLER BAY, FL 33157-8553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Jun 25, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2019 · Amount on Record
Deed SaleDec 27, 2019 · Amount on Record
Prior SaleJun 25, 2019 · Amount on Record
Deed Document Number2019802293
Deed Book / Page31744 / 3843
Prior Transfer DateJun 13, 2019
Prior Transfer Doc0000391316
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateDec 27, 2019
Property Address19601 STERLING DR, CUTLER BAY, FL 33157-8553
Document Number0000802293
Book / Page031744 / 003843
Instrument DateDec 10, 2019
Instrument802293
Transaction TypeTransfer
Record UpdatedFeb 3, 2020
Title CompanyHOME SWEET HOME TITLE LLC, HOME SWEET HM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,634.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19601 STERLING DR CUTLER BAY FL 331578553, CUTLER BAY, FL 33157-8553

Mortgage

Document Number802294
DateDec 27, 2019
Book Page031744/003845
Instrument802294
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 26, 2049

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDADE FL
Recording DateJun 25, 2019
Property Address19601 STERLING DR, CUTLER BAY, FL 33157-8553
Document Number0000391316
Book / Page031495 / 001158
Instrument DateJun 13, 2019
Instrument391316
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,170.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address18400 SW 97TH AVE CUTLER BAY FL 331577023, CUTLER BAY, FL 33157-7023

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityCutler Bay Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,856.00 (+8.39%) Homeowner's exemption$434,990 (+5.99%)$671,468 (+11.24%) Land $379,635 Building $291,833
2023$7,248.00 (+16.12%) Homeowner's exemption$410,419 (+14.99%)$603,623 (+23.59%) Land $318,404 Building $285,219
2022$6,242.00 Homeowner's exemption$356,912$488,423 Land $257,172 Building $231,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 177 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies229 units insured
incl. 52 condo units
Nearby Flood Claims4 (2005–2025)
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
SkyNet360
Fixed Wireless		160 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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