Mecklenburg County property record for 19627 Smith Cir, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,098 sqft · built 1960 |
| Lot Size | 0.493 acres (21,479 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Jun 2023) |
| Tax Bill | $3,168 (2023) |
| Deeds & Mortgages | Jun 2023 Sale & Construction Loan Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-191-08 |
| Primary APN | 005-191-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,098 sqft Heated Area |
| Gross Area | 2,338 sqft |
| 1st Floor Area | 1,818 sqft |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,479 sqft (0.493 acres) |
| Garage Area | 280 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 192 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 005-191-08 |
|---|---|
| Street Address | 19627 SMITH CIR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-9730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Description | DIST:3 CITY/MUNI/TWP:CORNELIUS MAP REF:BK 5 PG 19 |
| Legal Subdivision | PROPERTY/PAUL A PLYER |
| Legal Lot Number | 6 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 6411 |
Source: Mecklenburg County records, as of June 22, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19627 SMITH CIR, CORNELIUS, NC 28031-9730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2023 | Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2023 · Amount on Record |
| Deed Sale | Jun 9, 2023 · Amount on Record |
| Prior Sale | Jul 2, 2019 · Amount on Record |
| Deed Document Number | 2023054330 |
| Deed Book / Page | 38177 / 879 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 9, 2023 |
| Property Address | 19627 SMITH CIR, CORNELIUS, NC 28031-9730 |
| Document Number | 0000054330 |
| Book / Page | 38177 / 879 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023054330 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19627 SMITH CIR, CORNELIUS, NC 28031-9730 |
| Document Number | 0000061316 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 38218/642 |
| Instrument | 2023061316 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 19627 SMITH CIR, CORNELIUS, NC 28031-9730 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000136855 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 34983/589 |
| Instrument | 2020136855 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 2, 2019 |
| Property Address | 19627 SMITH CIR, CORNELIUS, NC 28031-9730 |
| Document Number | 0000083612 |
| Book / Page | 33642 / 452 |
| Map Reference | MB 20636 PG 44 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 2019083612 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2301 E IRLO BRONSON MEMORIAL HWY701, 2301, KISSIMMEE, FL 34744 |
| Name | Verified Name |
|---|---|
| Address | 19627 SMITH CIR, CORNELIUS, NC 28031-9730 |
| Document Number | 0000083613 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 2019083613 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 19627 SMITH CIR, CORNELIUS, NC 28031-9730 |
| Document Number | 0000021360 |
| Book / Page | 031577 / 000196 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19627 SMITH CIR CORNELIUS NC 280319730, CORNELIUS, NC 28031-9730 |
| Document Number | 0000021360 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 031577/000196 |
| Instrument | 21360 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 16, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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