19716 Smith Cir, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19716 Smith Cir, Cornelius, NC 28031

Property Summary

Property TypeMulti-Family Dwellings
Details2 ba · 1,664 sqft · built 1960
Lot Size0.177 acres (7,710 sqft)
OwnerCompany Name on Record
Last Sale$341,000 (Aug 2021)
Tax Bill$2,243 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN005-201-32

Property Details

APN / Parcel Number

Primary APN005-201-32

Interior

Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area1,664 sqft Living Area
1st Floor Area1,664 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,710 sqft (0.177 acres)
Garage TypeCarport
CarportCarport
PorchFinished/Open Porch
Porch Area160 sqft
Deck Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address19716 SMITH CIR
CityCORNELIUS
StateNC
Zip28031-9725
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeNMX
Legal DescriptionL1 M55-512
Legal SubdivisionPORTION/BRENDA KARRIKER BARRET
Legal Block1
Legal Lot Number1
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1009
Census Tract6411

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 3034, HUNTERSVILLE, NC 28078
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Deed of Trust, Mortgage · Line of Credit
LOAN FUNDER LLC
Aug 20, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2021 · Amount on Record
Deed SaleAug 20, 2021 · Amount on Record
Prior SaleMar 28, 2014 · Amount on Record
Deed Document Number2021161101
Deed Book / Page36436 / 776
Prior Transfer DateOct 19, 1998
Prior Transfer Doc9988000940
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateJun 8, 2026
Property Address19716 SMITH CIR, CORNELIUS, NC 28031-9725
Document Number0000060426
Book / Page40483 / 542
Instrument DateJun 5, 2026
Instrument202660426
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address2009 S YORK RD, GASTONIA, NC 28052-6301

Mortgage

Document Number0000060426,
DateJun 8, 2026
Book Page40483/542
Instrument202660426
Lender
NameLOAN FUNDER LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 20, 2021
Property Address19716 SMITH CIR, CORNELIUS, NC 28031-9725
Document Number0000161101
Book / Page36436 / 776
Map ReferenceMB 55 PG 512
Instrument DateAug 4, 2021
Instrument2021161101
Transaction TypeTransfer
Record UpdatedSep 29, 2023

Transaction

AmountAmount Recorded
Tax$682.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,243.00 (+1.86%)$320,600 (-) Land $67,800 Building $252,800$320,600 (-) Land $67,800 Building $252,800
2024$2,202.00 (-19.07%)
2023$2,721.00$320,600 Land $67,800 Building $252,800$320,600 Land $67,800 Building $252,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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