Mecklenburg County property record for 19537 Smith Cir, Cornelius, NC 28031
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1997 |
| Lot Size | 0.493 acres (21,491 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (Mar 2019) |
| Tax Bill | $2,589 (2023) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-191-07 |
| Primary APN | 005-191-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Heated Area |
| Gross Area | 1,904 sqft |
| 1st Floor Area | 1,904 sqft |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,491 sqft (0.493 acres) |
| Deck Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 005-191-07 |
|---|---|
| Street Address | 19537 SMITH CIR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-9729 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | NR |
| Legal Description | DIST:3 CITY/MUNI/TWP:CORNELIUS MAP REF:BK 5 PG 19 |
| Legal Subdivision | TIMBERIDGE SEC 01 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 6411 |
19537 Smith Cir, a residential property, is owned by an individual who bought it in March 2019.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 CLEARWATER LN, MOORESVILLE, NC 28117-7529 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Sep 30, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2019 · Amount on File |
| Deed Sale | Mar 7, 2019 · Amount on File |
| Prior Sale | Jan 3, 2017 · Amount on File |
| Deed Document Number | 0033334256 |
| Deed Book / Page | 33334 / 256 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 19537 SMITH CIR, CORNELIUS, NC 28031-9729 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000112237 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 37545/698 |
| Instrument | 2022112237 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 30, 2020 |
| Property Address | 19537 SMITH CIR, CORNELIUS, NC 28031-9729 |
| Document Number | 0000159700 |
| Book / Page | 035120 / 000175 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 159700 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19537 SMITH CIR CORNELIUS NC 280319729, CORNELIUS, NC 28031-9729 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 7, 2019 |
| Property Address | 19537 SMITH CIR, CORNELIUS, NC 28031-9729 |
| Document Number | 0000025542 |
| Book / Page | 33334 / 256 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 2019025542 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 PINEWOOD DR, 108, MOUNT HOLLY, NC 28120-1813 |
| Name | Verified Name |
|---|---|
| Address | 126 CLEARWATER LN, MOORESVILLE, NC 28117-7529 |
| Document Number | 0000025543 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 2019025543 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 3, 2017 |
| Property Address | 19537 SMITH CIR, CORNELIUS, NC 28031-9729 |
| Document Number | 0000000413 |
| Book / Page | 31474 / 657 |
| Map Reference | DD5809 PG0556 |
| Instrument Date | Jan 3, 2016 |
| Instrument | 2017000413 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $334.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6005 ANSLEY FALLS DR APT 1114, 6005, CHARLOTTE, NC 28217-5216 |
| Name | Verified Name |
|---|---|
| Address | 19537 SMITH CIR, CORNELIUS, NC 28031-9729 |
| Document Number | 0000000414 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 2017000414 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 19537 Smith Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19537 Smith Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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