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19605 Smith Cir, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19605 Smith Cir, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,128 sqft Heated Area
Lot Size26,344 sqft (0.604 acres)
Garage420 sqft
OccupancyOwner Occupied
Tax Bill$2,924.00 (2023)

Property Details

APN / Parcel Number

Primary APN005-191-09

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,128 sqft Heated Area
Gross Area2,532 sqft Gross Area
1st Floor1,128 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialAsphalt Roof
Lot Area26,344 sqft (0.604 acres)
Garage Area420 sqft Garage
Patio Area100 sqft Patio
Porch1 Porch
Porch Area984 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number005-191-09
Street Address19605 SMITH CIR
CityCORNELIUS
StateNC
Zip28031-9730
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL1 M26-716
Legal SubdivisionEMMA H PAYNE
Legal Lot Number1
JurisdictionMECKLENBURG NC
Minor Civil Division9, DEWEESE
Census Blockgroup1
Census Block1010
Census Tract6411

Owner

Source: Mecklenburg County records · APN 005-191-09

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address19605 SMITH CIR, CORNELIUS, NC 28031-9730
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2021Deed of Trust, Mortgage
FIRST CITIZENS BANK & TRUST CO
Mar 04, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
May 03, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 28, 2017Quit Claim Deed, Transfer
NORTH AMERICAN TITLE AGENCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMar 28, 2017
Transfer Doc0000038831
Record RefreshedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address19605 SMITH CIR, CORNELIUS, NC 28031-9730
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySTEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address19605 SMITH CIR, CORNELIUS, NC 28031-9730

Mortgage

Document Number0000042237
DateMar 04, 2021
Book Page35754/454
Instrument2021042237
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
AmountAmount Recorded

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address19605 SMITH CIR, CORNELIUS, NC 28031-9730
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySTEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address19605 SMITH CIR, CORNELIUS, NC 28031-9730

Mortgage

Document Number0000042238
DateMar 04, 2021
Book Page35754/471
Instrument2021042238
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address19605 SMITH CIR, CORNELIUS, NC 28031-9730
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNORTH AMER TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057929
DateMay 03, 2017
Book Page31771/750
Instrument2017057929
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateMar 28, 2017
Property Address19605 SMITH CIR, CORNELIUS, NC 28031-9730
Document Number0000038831
Book / Page031667 / 000798
Instrument DateMar 24, 2017
Instrument38831
Transaction TypeTransfer
Record UpdatedApr 03, 2017
Title CompanyNORTH AMERICAN TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address19605 SMITH CIR CORNELIUS NC 280319730, CORNELIUS, NC 28031-9730

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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