1961 Continental St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1961 Continental St, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,872 sqft · built 2013
Lot Size	0.132 acres (5,749 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Mar 2023)
Tax Bill	$7,966 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0081-0001-3600`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0081-0001-3600`
Alternative APNs	`263009008100013600` `158648`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,872 sqft Living Area
Gross Area	3,502 sqft
1st Floor Area	1,688 sqft
Upper Floors Area	1,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,749 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1961 CONTINENTAL ST
City	SAINT CLOUD
State	FL
Zip	34769-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANTHEM PARK PH 3A PB 20 PG 86-89 LOT 360
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK PH 3A
Legal Phase	3A
Legal Tract	81
Legal Block	3600
Legal Lot Number	360
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1018
Census Tract	43208

Owner

Source: Osceola County records · APN 09-26-30-0081-0001-3600

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1961 CONTINENTAL ST, SAINT CLOUD, FL 34769-1804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jun 02, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 05, 2018	Deed of Trust, Mortgage · FHA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Jun 02, 2020 · Amount on Record
Deed Document Number	202328324
Deed Book / Page	6369 / 1913
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 10, 2023
Property Address	1961 CONTINENTAL ST, SAINT CLOUD, FL 34769-1804
Document Number	0063691913
Book / Page	6369 / 1913
Map Reference	MB 20 PG 86
Instrument Date	Mar 06, 2023
Instrument	2023028324
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	ALL FLORIDA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11821 CASTINE ST, NEW PORT RICHEY, FL 34654-1806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 CONTINENTAL ST, SAINT CLOUD, FL 34769-1804

Mortgage

Document Number	0063691915
Date	Mar 10, 2023
Book Page	6369/1915
Instrument	2023028325

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 02, 2020
Property Address	1961 CONTINENTAL ST, SAINT CLOUD, FL 34769-1804
Document Number	0057310202
Book / Page	5731 / 202
Map Reference	MB 20 PG 86
Instrument Date	May 28, 2020
Instrument	2020070933
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,956.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8659 NW 49TH DR, 8659, CORAL SPRINGS, FL 33067-1981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 CONTINENTAL ST, SAINT CLOUD, FL 34769-1804

Mortgage

Document Number	0005731204
Date	Jun 02, 2020
Instrument	5731/204

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1961 CONTINENTAL ST, SAINT CLOUD, FL 34769-1804
Document Number	0053490424
Instrument Date	Jun 05, 2018
Transaction Type	Mortgage
Record Updated	Jul 06, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1961 CONTINENTAL ST ST CLOUD FL 347691804, ST CLOUD, FL 34769-1804

Mortgage

Document Number	0053490424
Date	Jun 13, 2018
Book Page	005349/000424
Instrument	90802

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,966.00 (-11.55%) Homeowner's exemption	$364,600 (+56.43%) Land $70,000 Building $294,600	$364,600 (+0.19%) Land $70,000 Building $294,600
2024	$9,006.00 (+61.22%)
2023	$5,586.00 (+3.27%) Homeowner's exemption	$233,079 (+3%)	$363,900 (+12.66%) Land $60,000 Building $303,900
2022	$5,409.00 Homeowner's exemption	$226,291	$323,000 Land $55,000 Building $268,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured 6 under condo master policies

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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