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1971 Continental St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1971 Continental St, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,201 sqft · built 2013
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Mar 2021)
Tax Bill$6,978 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Oct 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN158649

Property Details

APN / Parcel Number

Primary APN158649
Alternative APN
  • 092630008100013610

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,201 sqft Heated Area
Gross Area2,830 sqft
1st Floor Area2,201 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions115 ft deep x 50 ft wide
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area188 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number158649
Street Address1971 CONTINENTAL ST
CitySAINT CLOUD
StateFL
Zip34769-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionANTHEM PARK PH 3A PB 20 PG 86-89 LOT 361
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK
Legal Phase3A
Legal Tract81
Legal Block1
Legal Lot Number361
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1971 CONTINENTAL ST, SAINT CLOUD, FL 34769-1804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2021Warranty Deed, Transfer · FHA Mortgage
PANORAMA MORTGAGE GROUP LLC
Oct 23, 2020Grant Deed, Transfer
ATTORNEY ONLY
Feb 25, 2020Warranty Deed, Foreclosure
ATTORNEY ONLY
Dec 17, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
May 14, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2021 · Amount on Record
Deed SaleMar 1, 2021 · Amount on Record
Prior SaleOct 23, 2020 · Amount on Record
Deed Document Number2021029015
Deed Book / Page5900 / 842
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 1, 2021
Property Address1971 CONTINENTAL ST, SAINT CLOUD, FL 34769-1804
Document Number0059000842
Book / Page5900 / 842
Map ReferenceMB 20 PG 86-89
Instrument DateFeb 26, 2021
Instrument2021029015
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyVENTURE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1363 SHADY KNOLL CT, 1363, LONGWOOD, FL 32750-7152

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1971 CONTINENTAL ST, SAINT CLOUD, FL 34769-1804

Mortgage

Document Number0005900844
DateMar 1, 2021
Instrument5900/844
Lender
NamePANORAMA MORTGAGE GROUP LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateOct 23, 2020
Property Address1971 CONTINENTAL ST, SAINT CLOUD, FL 34769-1804
Document Number0058181421
Book / Page005818 / 001421
Instrument DateOct 7, 2020
Instrument143668
Transaction TypeTransfer
Record UpdatedNov 4, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1363 SHADY KNOLL CT LONGWOOD FL 327507152, LONGWOOD, FL 32750-7152

February 2020: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 25, 2020
Property Address1971 CONTINENTAL ST, SAINT CLOUD, FL 34769-1804
Document Number0056792097
Book / Page005679 / 002097
Instrument DateJan 31, 2020
Instrument26911
Transaction TypeForeclosure
Record UpdatedMay 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

December 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateDec 17, 2019
Property Address1971 CONTINENTAL ST, SAINT CLOUD, FL 34769-1804
Document Number0056420182
Book / Page005642 / 000182
Instrument DateDec 3, 2019
Instrument163384
Transaction TypeForeclosure
Record UpdatedJan 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,330.70
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10500 KINCAID DR #300 FISHERS IN 460379764, 300, FISHERS, IN 46037-9764
InvestorPossibly a Property Investor

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateMay 14, 2018
Property Address1971 CONTINENTAL ST, SAINT CLOUD, FL 34769-1804
Document Number0053330465
Book / Page005333 / 000465
Instrument DateMay 1, 2018
Instrument75825
Transaction TypeForeclosure
Record UpdatedJun 18, 2018

Transaction

AmountAmount Recorded
Tax$113.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13020 QUAIL CT ORLANDO FL 328289070, ORLANDO, FL 32828-9070

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,978.00 (+5%) Homeowner's exemption$309,378 (+5.99%)$337,200 (+0.45%) Land $70,000 Building $267,200
2023$6,646.00 (+3.23%) Homeowner's exemption$291,902 (+3%)$335,700 (+18.45%) Land $60,000 Building $275,700
2022$6,438.00 Homeowner's exemption$283,400 Land $55,000 Building $228,400$283,400 Land $55,000 Building $228,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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