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1960 Continental St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1960 Continental St, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,760 sqft · built 2013
Lot Size0.151 acres (6,578 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Feb 2020)
Tax Bill$5,469 (2025)
Deeds & MortgagesOct 2025 Mortgage
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN158643

Property Details

APN / Parcel Number

Primary APN158643
Alternative APN
  • 092630008100013550

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,760 sqft Heated Area
Gross Area2,290 sqft
1st Floor Area1,760 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,578 sqft (0.151 acres)
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area130 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number158643
Street Address1960 CONTINENTAL ST
CitySAINT CLOUD
StateFL
Zip34769-1824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANTHEM PARK PH 3A PB 20 PG 86-89 LOT 355
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK
Legal Phase3A
Legal Tract81
Legal Block1
Legal Lot Number355
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1014
Census Tract43208

Owner

Source: Osceola County records · APN 158643

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1960 CONTINENTAL ST, SAINT CLOUD, FL 34769-1824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage
UNLOCK PARTNERSHIP SOLUTIONS AO1 INC
Feb 04, 2020Warranty Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC
Nov 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 04, 2020 · Amount on Record
Deed SaleFeb 04, 2020 · Amount on Record
Prior SaleNov 15, 2019 · Amount on Record
Deed Document Number2020017260
Deed Book / Page5668 / 2673
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1960 CONTINENTAL ST, SAINT CLOUD, FL 34769-1824
Transaction TypeMortgage
Record UpdatedNov 07, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1960 CONTINENTAL ST, SAINT CLOUD, FL 34769-1824

Mortgage

Document Number0068710443
DateOct 27, 2025
Book Page6871/443
Instrument2025133061
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS AO1 INC
TypeNon-Lending Institution
AddressTEMPE, AZ 85288
Agreement
AmountAmount Recorded

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 04, 2020
Property Address1960 CONTINENTAL ST, SAINT CLOUD, FL 34769-1824
Document Number0056682673
Book / Page5668 / 2673
Map ReferenceMB 20 GP 86
Instrument DateFeb 03, 2020
Instrument2020017260
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3628 SE 45TH AVENUE RD, 3628, OCALA, FL 34480-1623

Transferred To (Grantee/Buyer)

NameVerified Name
Address1960 CONTINENTAL ST, SAINT CLOUD, FL 34769-1824

Mortgage

Document Number0056682674
DateFeb 04, 2020
Instrument5668/2674
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateNov 15, 2019
Property Address1960 CONTINENTAL ST, SAINT CLOUD, FL 34769-1824
Document Number0056240506
Book / Page005624 / 000506
Instrument DateOct 24, 2019
Instrument148833
Transaction TypeTransfer
Record UpdatedDec 04, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$350.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1960 CONTINENTAL ST ST CLOUD FL 347691824, ST CLOUD, FL 34769-1824

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,469.00 (+4.91%) Homeowner's exemption$225,065 (+5.99%)$301,500 (+0.87%) Land $70,000 Building $231,500
2023$5,213.00 (+3.31%) Homeowner's exemption$212,353 (+3%)$298,900 (+17.96%) Land $60,000 Building $238,900
2022$5,046.00 Homeowner's exemption$206,168$253,400 Land $55,000 Building $198,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured (6 under condo master policies)
24 of 29 individual policies on primary residences

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 629 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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