1940 Continental St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1940 Continental St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2013
Square Footage	1,760 sqft Heated Area
Lot Size	6,882 sqft (0.157 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2020)
Tax Bill	$5,403.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`158645`
Alternative APN	`092630008100013570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,760 sqft Heated Area
Gross Area	2,290 sqft Gross Area
1st Floor	1,760 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2013
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,882 sqft (0.157 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage
Porch	Open Porch
Porch Area	130 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	158645
Street Address	1940 CONTINENTAL ST
City	SAINT CLOUD
State	FL
Zip	34769-1824
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ANTHEM PARK PH 3A PB 20 PG 86-89 LOT 357
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK
Legal Phase	3A
Legal Tract	81
Legal Block	1
Legal Lot Number	357
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1014
Census Tract	43208

Owner

Source: Osceola County records · APN 158645

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1940 CONTINENTAL ST, SAINT CLOUD, FL 34769-1824
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Jun 18, 2013 · Amount on Record
Deed Doc Number	2020010592
Deed Book / Page	5661 / 2115
Record Refreshed	Jun 08, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 22, 2020
Property Address	1940 CONTINENTAL ST, SAINT CLOUD, FL 34769-1824
Document Number	0056612115
Book / Page	005661 / 002115
Instrument Date	Jan 13, 2020
Instrument	10592
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	PARAGON TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1933 MARTINSVILLE CT ORLANDO FL 32825, ORLANDO, FL 32825

Mortgage

Document Number	56612116
Date	Jan 22, 2020
Book Page	005661/002116
Instrument	10593

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,403.00 (+4.89%) Homeowner's exemption	$221,396 (+5.99%)	$298,700 (+0.95%) Land $70,000 Building $228,700
2023	$5,151.00 (+3.33%) Homeowner's exemption	$208,891 (+3%)	$295,900 (+18.22%) Land $60,000 Building $235,900
2022	$4,985.00 Homeowner's exemption	$202,807	$250,300 Land $55,000 Building $195,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.